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He wont pay the mortgage

8 replies

RunningStacey · 26/02/2018 11:16

Hey, Ive tried looking and looking for someone who might of been in a similar situation but I cant find anything. I left my ex husband over 3 years ago. He stayed in the house we bought together. After 2 years of him saying he would buy me out he was still dragging his feet, all the time Im waisting thousands in rent. Last May we went to court and he was told if he couldnt afford to buy me out he would have to sell the house. House went up for sale in June and he stopped viewings and has let the house become a state. In the meantime hes taken a 9 month payment holiday only paying £100 a month for the mortgage (which i agreed to) now the payment holiday is up and he is saying he cant afford the full mortgage. He cant afford to buy me out and makes viewings very difficult and has refused some. Weve had 1 good offer 2k below the asking price which I said i would make up the shortfall but he wouldnt accept. What can I do???

OP posts:
mollied · 27/02/2018 12:16

Hire a hitman!

BobbleHat102 · 27/02/2018 22:40

What a jerk! So sorry to hear that you are going through this. Im no expert but i can try to offer some advice.

Hopefully you have a good lawyer already, but if not i suggest getting one ASAP and also contacting the mortgage provider directly... if he continues not to pay then they will soon move to repossess it. You may have a case to go back to court to try and show he is in breach of the partition order. A trip to citizens advice might help.

On a human level, it seems to me like he is trying to punish you for leaving and maybe does not accept that it is over. His behaviour is completely without logic and will only serve to make him homeless in the long run if he continues not to pay. That leaves me thinking... surely his family will not want to see him homeless/ impoverished, so is there someone in his inner circle that you could reach out to, to try and talk some sense in to him?

All the best to you, really hope it gets sorted out soon...

Rosielily · 28/02/2018 07:35

Can you ask Mumsnet to move this post to Relationships - that way you'll probably get more replies and support?

RunningStacey · 28/02/2018 08:32

Thanks ill try that.

OP posts:
RunningStacey · 28/02/2018 08:37

Thanks! Oh yeh he is definitely trying to punish me I know that for sure. His family have tried to help him buy me out but wont offer me near what Im owed. They also want to try and make him stand on his own 2 feet. Im 33 and hes 36, hes always worked part time (or not at all) and lived off my money. My own stupid fault but when you love someone. I dont have a lawyer, the cost to divorce him and take him to court was expensive enough and im only looking at getting about 11k from the profit of the house sale.

OP posts:
RunningStacey · 28/02/2018 08:38

Noted! lol ;)

OP posts:
Justony · 28/02/2018 09:08

Hi,I'm sorry to read your story,iv just gone through a devorce and I lost everything cos I walked out but eventually he calmed down and paid me what he could afford which wasn't a lot,but it was better than nothing.i lost my home my business which was attached to the house most of my belongings are still there I'm hoping he will bring them over soon,time is a good healer.

Justony · 28/02/2018 09:12

I also couldn't get a lawyer I couldn't afford it and you can't get help any more regarding legal aid,u can get 30 mins of free advice from a solicitor so I went to all of them in town with a question each then I did research on the Internet and told the courts I had no money and was representing my self.

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