Child Trust Fund - The high risk option

[DaddyCool]

ok, the child trust fund.

Has anyone invested in the 'high risk' option and does anyone have any examples of this.

All of the popular ones seem to be the bog standard stakeholder option but I'm interested in what was classed as the 'higher risk' option specified by the government web site.

It's sooo difficult to get decent recommondations on line.

no idea... is "high risk" just mean shares? I thought they all went into cash or unit trusts (shares).... Could it mean shares in a single company or shares in junk bonds? No idea...

I went for foreign & colonial, but I think there was also comdirect, childrens mutual which were recommended. I did a search for childrens trust fund and trawled through the hits before finding some financial websites giving recommendations.

I am going for Foreign & Colonial too Kaz33.

I think the 'hogh risk' schemes are the share funds.They are different from the stakeholder ones,as in that in stakeholder schemes,the funds are taken out of shares when the child reaches 13,& put into lower risk holdings,so theoretically,there is less chance of the fund losing money ect.

I decided to put dd1's money into a higher risk account,as the way I looked at it was that it was money that we hadn't had before anyway,so we are happy to take a chance with it.

Yes, we went for the non-stakeholder option from the Children's Mutual -- we paid in some extra and have split the money between four of the available funds.

nationwide also do a stakeholder and non-stakeholder.

i opted for the foreign & colonial small companies fund for both my little girls. i deposited both in april as soon as the ctf scheme began and already they have made £46 (each) profit without any further deposits being made. although the market goes up and down it is no doubt in my mind that they will outperform the savings accounts anyday. just for the record i doubt i will put much into it anyway because i question how responsible my daughters will be at 18 with a lump sum of money. better way to control it is by setting up a investment plan for them, which gives you control of the money and access to it if needed. as for websites try thisismoney.co.uk or the main newspapers money sections such as the times or the guardian.