Debt Relief Order Questions

[99PlsAdvise]

Hi,

I am looking into getting a 'Debt relief order' But im getting confused. The website said

"You cannot apply for a DRO without the assistance of an intermediary."

Sorry but i dont understand who i need to see. It does not say where to go or who to ask. I have tried calling C.A.B but they never seem to answer their phones. I know they are busy but i dont know what to do.

Please can anyone help??

Have taken this from moneysavingexpert site should help you get the advice you need. Take a look over there lot's of really good advice. Hope you get sorted.

'Consumer Credit Counselling Service: Full debt help service. Link: CCCS Tel: 0800 138 1111 Opening times: M-F 8am-8pm
National Debtline: Full debt help service. Link:National Debtline Tel: 0808 808 4000 Opening times: M-F 9am-9pm, Sa 9.30am-1pm
Citizens Advice Bureau: Full debt and consumer advice service. Link: Citizens Advice or visit your local CAB centre (find nearest) Opening times: different for each bureau
Christians Against Poverty: Debt counselling agency, which specialises in helping those who are emotionally struggling too. The religious focus is why they do it, not how they do it. Link: Christians Against Poverty Tel: 01274 760720 Opening times: different for each bureau
Community Legal Advice (includes Housing Duty Scheme): Legal advice on a wide range of issues for those on benefits or a low income. The Housing Duty Scheme gives free advice by phone or at around 100 courts across England and Wales if you are in danger of eviction or repossession.
Link: Community Legal Advice Tel: 0845 345 4345 (or text 'legalaid' and name to 80010 to get a call back) Opening times: M-F 9am-6:30pm, Sa 9am-12:30pm (from 4 Apr).
advice4debtNI: This new government funded service offers free, confidential and independent phone and email advice to anyone in Northern Ireland on dealing with debt. Link: advice4debtNI Tel: 0800 917 4607 Opening times: M-F 9am-5pm.
Local agencies: There may be a local debt help agency in your area, if so check it is non-profit or a charity, before signing up.'

Thanks Lillylo.

Didn't even think to look on there I'll try to call people tomorrow but i bet they will all be closed now :-( Will try sat also

Cheers

Before you look at a DRO the main barrier for most people is whether they have assets of £300. If you have ever paid into a pension fund it is likely you have.

Have a look at the moneysavingexpert site.