Switching mortages with no income

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I am on the last few months of maternity leave and my dh has recently been made redundant so we have nothing much coming in. We took out a mortgage nearly 2 years ago when we bought our house so now it is up for review. We can afford to make payments from our savings for some time yet.
Someone is coming out to review our mortgage and presumably suggest better products to switch to but I imagine we won't be able to get a new mortgage as we can't provide proof of income. Not a problem, can stick with the one we have but now I'm getting really worried that if we tell the company we have no income they will want to cancel the existing deal which will leave us stuck. Can they do this? We've never missed a payment and the mortgage value is considerably less than the value of the house.
Does anyone know if we are safe or if we should just try and fob them off and lie until our position improves?
Thanks (and sorry for the length of this).

We were in the same boat and just got a better deal with our existing lender based on my income when I go back (in June/July).

They took into consideration maternity allowance, working tax credit and child benefit. Any other benefits would be counted too e.g. if your DH has signed on at the job centre for job seekers allowance and perhaps got a redundancy payment. So your income from work when you go back is just one element.

Given the high proportion of equity in the house it would make no sense for your lender to try to repossess, instead they may suggest that you spread your mortgage over a longer term to reduce payments to make it more affordable. This might suit you if you're worried about dipping into your savings.

Hope this helps.

Oh thank you, that does help a lot. We are getting job seekers allowance etc but the whole lot doesn't add up to the mortgage payments.
Thanks

Just a word of caution - some mortgage providers won't count child benefit, tax credit etc; our current provider will only count income from our jobs. Sorry. It might be worth you talking to a mortgage broker like London and Country who should know the different criteria for different lenders and can advise you.

Thanks Daisy. As long as they can't cancel our existing mortgage we should be ok but maybe we would be better talking to someone independant.

Check out what their SVR is. You can always default to that if they don't offer you another rate.

Sorry meant deal, not rate.