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Original poster

If you are moving banks and giving the Halifax the Vs which bank are you moving to and whats the deal?

12 replies

phoebebouffet · 30/11/2009 20:06

Just wondering, and am also concerned that other banks are going to follow suit, we also have an account with Alliance & Leicester and they have been charging 50 per day for ages although that is capped at £5 per month.

OP posts:

nymphadora · 30/11/2009 20:11

Nationwide is good but their online system is always a day behind so you cant be exact about funds!

PersonalClown · 30/11/2009 20:16

I've never had a problem with Abbey.

Always polite in branch, easy to use online banking and quick to resolve any problems I've had.

mumoverseas · 01/12/2009 12:08

I've got current accounts with Halifax and Nationwide and even before all the recent crap ref Halifax recently was thinking about dropping one.
I think I will stick with the Nationwide although one downside I've found is that transfers via online banking take longer, around 3 days whereas from my Halifax account to DH's account (HSBC) and some other accounts it is instantaneous.

Halifax customer service lacks, well, service

ChristmasMoon · 08/12/2009 15:06

I am just about to give Lloydstsb the Vs as well and was going to see who people would recommend?

Bramshott · 08/12/2009 15:11

Smile is great if you are happy to do it all online and not go into a branch.

ChristmasMoon · 08/12/2009 15:12

I have to go in branch because I get paid by cheque (I know, unbelievable in this day and age).

E45 · 08/12/2009 15:15

First Direct are great.

Doodlez · 08/12/2009 15:16

FirstDirect. No contest.

Bramshott · 08/12/2009 15:20

With Smile I just pay in by post (I get paid by cheque too). It's a freepost address, and frankly it's easier to pop cheques in the post than find time to travel to a bank in any case (rural area)!

ChristmasMoon · 08/12/2009 15:23

How long from posting cheque for money to register Bramshott?

With firstdirect how do you pay in?

What are the down sides?

Bramshott · 08/12/2009 15:28

It seems to be fairly quick - 3-4 days? I have never had any go astray.

The only downside for me is that with no branches, if you want to arrange to take out a large cash sum, you have to do it over several days through the cashpoint.

ChristmasMoon · 08/12/2009 15:34

What's the max withdrawal per day?

My problem is my company are pretty bad at paying on time and I need the cheque to register ASAP to avoid charges etc. I would prefer a high street name I guess as one of the reasons I am so anoyed at Lloyds is constantly speaking to their call centres, today I walked into branch and had it out with them. Very theraputic!

Flip