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overdraft

9 replies

everythingistaken · 11/08/2009 22:54

quick question, anyone know what is the overdraft limit on a current plus account??

OP posts:
FluffyBunnyGoneBad · 11/08/2009 22:56

They vary, it depends on your bank and how much they say you can borrow.

everythingistaken · 11/08/2009 23:06

they are not very helpful, i asked what is the limit and he said their isnt one??? what does that mean?? their has to be be one surely??? how don't they know??? sorry for so many questions.

OP posts:
FluffyBunnyGoneBad · 11/08/2009 23:09

It's OK.
They look at alot of things so it's individual to you, how well you manage your account is the main one.

I remember your other thread. Have things not changed? Have you tried the CAB? family?

everythingistaken · 11/08/2009 23:23

well i have put in a formal complaint and its a matter of "we will be in touch". never went to the CAB seems impossible to get an appointment with them these days.

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everythingistaken · 11/08/2009 23:29

i preffer the details to be written down, my application was done over the phone as my bank kept asking everytime i went in to upgrade, so i probly won't even use the overdraft i just like to no where i am, whats going out, my dates of direct debits etc... if you know what i mean. you don't get charged for the overdraft if you dont use it do you??

OP posts:
everythingistaken · 11/08/2009 23:30

sorry i'm really thick when it comes to things like this

OP posts:
FluffyBunnyGoneBad · 11/08/2009 23:32

Nope, they shouldn't charge you. Life's tough for alot of families at the moment, the CAB always pick up the pieces as much as they can.
Have you contacted the tax credit folk now your cicumstances have changed?

everythingistaken · 11/08/2009 23:58

yes i've done all that going to have to get an restraining order if he keeps all this up, have had lots of problems with him, he doesnt seem to be going anywhere fast.
thankyou for your help fluffybunny

OP posts:
FluffyBunnyGoneBad · 12/08/2009 00:00

It's OK. Life's tough sometimes, it gets better though.

The CAB are more likely to give you an appointment if you have children, they also have a telephone advice line.

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