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Original poster

Financial adviser

15 replies

queasy · 19/04/2009 22:17

Can anyone recommend an independent financial adviser in the South or Central London area? We're trying to decide whether to upgrade to a bigger house but it's all a bit complicated as I'm about to go on maternity leave so we're trying to work out what we can afford. Thanks in advance.

OP posts:
LeninGrad · 19/04/2009 23:03

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usernamechanged345 · 19/04/2009 23:06

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usernamechanged345 · 19/04/2009 23:07

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BigGitNotYourAverageBlokeDad · 20/04/2009 21:45

Lenin, why shouldn't you pay for good advice? You would pay to see an accountant or solicitor? Anyway a good IFA weould not charge for an initial visit and thereafter should be upfront as to what charges or commission they take.
A good IFA is worth their weight in gold. Of course I'm biased because I am one!

LeninGrad · 20/04/2009 21:52

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BigGitNotYourAverageBlokeDad · 20/04/2009 21:58

Do the exams and do it Lenin! The world needs more female IFA and the average age of an IFA is 55 or something. Ther are loads of women on here who are always asking for advice and would much prefer a female IFA to talk to.
Unfortunately you would not believe how little people know about personal finance as they do not have the inclination or time to find such things out.

morningpaper · 20/04/2009 22:01

what LeninGrad said

Or just ask us, we will give you lots of sensible opinions

LeninGrad · 20/04/2009 22:07

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BigGitNotYourAverageBlokeDad · 20/04/2009 22:16

But you can choose who you do charge and who you don't. There is an argument that if you do not charge then how can you be truly independant?
I generally do not charge as most my clients could not afford to pay the fees (but they do have a choice to pay if they want) but equally I often visit people and give free advice, it is something I enjoy doing. It's not always about the money.

LeninGrad · 20/04/2009 22:25

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morningpaper · 20/04/2009 22:30

There is a certain amount of "OFGS" though when someone says they need advice about whether they can afford a big mortgage....

BigGitNotYourAverageBlokeDad · 20/04/2009 22:32

But surely that is why they need good advice? Or am I missing the point? Probably am...

morningpaper · 20/04/2009 22:33

they need a SLAP

BigGitNotYourAverageBlokeDad · 20/04/2009 22:34
Grin
Original poster
queasy · 22/04/2009 10:04

Blimey - didn't mean to start off a row! Thanks for the tips. I don't see what's wrong with seeking financial advice. There are so many different products and options..it's not just mortgage advice I'm after either..more that my husband and i could do with sitting down with someone and going through all our finances.

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