Is my house safe if DH owes money to taxman? please help.

[seriouscase]

The house is in joint names.
DH is self employed and in debt. A lot of debt.
A letter has arrived threatening baliffs and so on. Please tell me if my house is safe and my possessions. I am scared.

sorry no idea, I think your half may be protected

bump

disclaimer, I think this is right, but I'm not tax/law expert

does your DH have a limited company? if so it will be the company they are chasing and you should be okay, as they can only touch company assets. (unless for example the company has taken out a charge against your house to guarantee a loan etc)

If he's a "sole trader" type self employed then the taxman will be chasing him so in theory could pursue bankcrupcy etc. Even then they can only lay claim half of joint assets (and none of your assets - unless they can prove that you/DH moved/bought stuff recently to try & protect assets)

Hopefully someone more knowledgeable than me will be along to help, just didn't want to leave your post unanswered.

for really good advice I would post this on www.debtquestions.co.uk - register and go to forums

people over there are really helpful and knowledgeable

good advice here

Contact TaxAid www.taxaid.org.uk. Although your half of the house is protected they can force the sale of the house. Look for advice on distraint on the website.

the best bet would be for your dh to stop avoiding them if that is what he is doing and set up a payment scheme with them, this is what my dh did some years ago and it stopped them pusuing it further...good luck and remeber providing payments are kept up they ill leave alone