Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

removing ex's name from joint bank account?

5 replies

cestlavielife · 19/02/2009 16:32

have passed ex the form to remove his name from a joint bank account - as i am first named i can keep the account number etc.

we were never married.

however, so far he has not signed the form.
he has not explicitly said he wont yet seems to be playing dumb - typical delaying tactics) but is there anything i can do to get his name off the account or close it without his permission?

have some direct debits going in/out of the account - including mortgage on still joint owned flat where he is living - which is why it would be easier to keep it and get his name off it. (he is paying money into the account for the mortgage but not enough to cover other relevant dds eg water, insurance. the water bill is in my name so i can tell them i have moved and they will then write to him.... )

but can move those i think.

have now registered the bank account address as my new address anyway.

OP posts:
mrsmortenharket · 19/02/2009 16:35

it might be worth going in to see the bank or to see your local citizens advice and see what they say hth xx

GetOrfMoiLand · 19/02/2009 16:38

I think it is very difficult to do. the bank will not remove your X's name from the account, and will not let you closed it either.

You definitely need a letter written from your XP to close the account.

DP still has a savings account joint with his XP, he has lost touch with her and as such cannot close the account or remove her name from it. So he still gets joint bank statements showing £0 with her name on!

nearlyfree · 19/02/2009 22:49

unless the account is 'both to sign' either of you can close it at anytime, but only if any overdraft is paid off...but you will not be able to take his name off without his signature...if you really need an account of your own i would suggest you open a new account transfer any/all dd's s/o's you want to retain, cancel the rest and close the old account...

cestlavielife · 20/02/2009 11:52

does not require two signatures for cheques etc.

i have my own separate account anyway...this was a joint household bills etc type account (but which he also plundered last year before i moved out - to buy a second, £700 tv we didnt need!!! and he still has it there... i had to buy new tv etcetc when i moved out with kids... )

he is not responding so i think will just move relevant dd's etc, tell water i have moved so they write to him as the person living there etc. etc.

i have asked him to move his personal dd's to his own own account (he asha t least one) - mobile phone, broadband which i have effectively been paying for himn for last year - £50 a month!!!!

we havent even got onto subject of child maintenance yet ...(i am bigger earner)

OP posts:
nearlyfree · 22/02/2009 00:32

you should be ok then only problem i can see is movin his personal dd's to his personal account, you may just have to cancel them if he wont do anything about transfering them...just make sure you tell him you are doing/have done it...and make sure you do close the old joint account tho otherwise you will still be liable for any debts occuring on it...

New posts on this thread. Refresh page