any car insurance experts please? can I insure two cars?

[mckenzie]

or rather can DH insure two cars at the same time?
We have just today left a deposit on a new car for me and DH is going to have my car. But we want to keep his current car just for the time being as my new car needs a quick touch up paint job done first.

So what we'd like to do is arrange for my insurance to be changed to cover the new car and DH's insurance to cover both cars for now and then take his old car off in a few weeks time when it is sold. Can we do that?

TIA

You can insure both cars if they are registered to your name.
You cannot insure a car that is not in your name (as I know from bitter experience)

your DH can insure more than one car in his name

you can insure a car that is not owned by you but not all companies will do this

You can't put 2 cars on one policy - you'll have to take out a 2nd policy.

3rd policy, even (having read more carefully!)

nope, now have reread again - will you have 3 cars for a short time or not?

One person can have more than one car, and have them insured - if you think about it, some rich people have more than one car just for themself, and they have insurance on both (all!) of them. But if the car is in your name (registration etc) then you not DH would need to have the insurance I think. If you or he phone your current insurance people, I'm sure they'll be able to sort it all out no problem.

Thanks for all the replies.

DH is actually the registered owner of the car that we currently call 'mine' so that part of it is okay. I hadn't thought about that amuminscotland! Of course, Wayne Rooney et all must have about 5 cars each huh and all insured! Lucky things .

Some companies will grant temp cover on the "old" vehicle when you put the new one on cover - where you do a straight forward amendment rather than a new policy. Some give 2 weeks others a month etc.

If they won't cover, you could try adding to your policy as a temp vehicle as husband/wife owned cars can usually be insured by either person providing you state up front who is on the logbook.

If your existing insurers do not offer this, the only way round it is to do a new policy but bear in mind you'll have no ncb on this car and short period insurance can really mount up.

You can't claim for your no claims bonus on both lots of insurance which makes it very expensive, if you have bought via a dealer see if they can get you a weeks free insurance deal or something?

thanks for the extra replies. I hadn't thought about the no claims bonus business. We are selling DH's old car to a friend so it might be that we ask him to insure it with DH as a driver for the week or so it takes to sort out. That's if our insurance companies won't do the 'handover' period.

I just want my new car!!!!!!!!!!!!!

It doesn't matter who is the registered keeper, btw - I am the reg keeper of mine but the insurance was in DH's name for years because he had the NCD & I didn't.

if you ins the new car with the same ins co as your dh car they aften give you introducutory no claims and a discount

Ponders - with many (but not all) insurance companies it does matter that you are the registered keeper - and in any case if you are not the registered keeper you must notify them.

You can have more than one car insured in your name (my DH has 4!!! they are all undriveable rust buckets in his defence)

You can also insure a car in your name that you don't own. Our main car for years was in my name, but insured under my DH's name as he mainly drove it. Not all companies will allow this though.

You can have multicar policies with some insurers as well. we saved loads when we took out a multicar policy with Admiral.