Have been with BF for 6 years and have 3 DC together. He decided to set up his own business 3 years ago and we took some equity out of the house to set it up but the money soon went and he didn't earn any so he persuaded me to take out a loan and 3 credit cards to fund our living expenses etc until he started earning. Basically, each credit card was used to pay off the other until my credit expired and now we don't have any money to pay the debts and he says I'll have to go bankrupt.
I couldn't work during this period because he didn't want to take on the childcare as he needed all his time to work on his new business project. I was a nurse before the DC so that would have meant evening shifts and weekend work which he didn't want to do.
I feel it's unfair that he has made all these decisions on my behalf and I haven't had any input into the situation and now it seems that I'm going to be left with all the problems. I had to apply for the credit because he couldn't as he has a IVA against his name.
I can't stay on this thread this afternoon but I'll keep looking at it all week when I can. I'd be very grateful if anyone can give me any advice at all. It must look as though I've been very stupid to allow this to happen but it was very difficult to say no to him as he kept telling me there was no other option as I didn't have a job which would pay all our overheads.