What proportion of your family income goes on mortgage/rent and childcare each month?

[NorkyButNice]

Am not interested in any figures, just a percentage.

When we move back to the UK we're looking at spending about half our monthly income on these 2 outgoings, and I'm wondering if it's too much. We haven't agreed on a particular house yet to rent so now is the time to reduce our budget if I should!

Just over a quarter (but I'm not earning at the moment and DD still goes to nursery).
It will be less than a quarter when I start work in Autumn

Not sure of the actual percentage but it feels like 98%

I do that if I could only spend half our family income on childcare and a mortgage I would dance naked in the street.

I do know

Somewhere between a third and a half.

no childcare costs - but 50% goes on my rent (would be slightly more but I'm getting an excellent deal where I am)

About half. Then we've got petrol, 2 car loans, credit cards, utilities, council tax, food, clothes, after school activities, general costs associated with 3 kids etc etc etc etc ad infinitum

We are skint.

Just under 20% on mortgage, this includes payment protector and house insurance.

Childcare, before and after school is 3 %.

No childcare costs, but mortgage is about 1/3.

About 55% on mortgage. No childcare costs.

33% on mortgage. doesn't sound to bad does it, but feels like it is killing us.

about 55%, am single parent, every penny i earn pays my mortgage. The rest i live off is child maintenance and tax credits.

45%. No childcare (we have a single income as DP is a SAHD).

Surely actual figures are important, given that if you earn £50k a year then you've still got £25k to play with after the mortgage is paid, but if you earn £15k a year then the remaining £7500 isn't going to go very far at all?

We're penniless at the moment. Dreading the energy price increases. Might have to curb my MN usage

ermmm...

counts fingers

about 40%

I am shocked actually. I thought it was a lot more than that.

About a third on mortgage. None of childcare. Am SAHM ATM. When I go back to work after the hols, mortgage will be about 25%, childcare about 10%.

About 40% - no childcare.

29% on mortgage (including endowment and income protection) and another 19% on chilcare

mortgage about 30%,no child care

about 45% on mortgage.
until recently about 6% on afterschool club but now we're doing flexible working instead.

33% and about 10% on debt repayment

Thanks everyone - it sounds like 50% is above average.

I know that the figures do make a difference but I wasn't about to ask what everyone's income is (a bit brazen even for me!).

My only concern is what happens if one of us loses our job - obviously DS would leave nursery but it'd still be a large proportion of our income going on rent.

25% on mortgage and 0% on childcare (school/family)

40% on rent (of take-home, not gross pay). 0% on childcare (but of course I don't bring in any money as a SAHM).
Our next biggest expense is council tax which is 7% of take home (while we're talking budgeting).

0% on housing and about 7% on childcare (my mum), though ex pays the cm on the day that he drops the children there.

mortgage about 15% childcare 0%.