Please talk to me about debt management programmes - I'm in shock - HELP!

[Trusthasgone]

I wasn't sure if this should go here or in relationships because, to be honest, I'm now coping with both being seriously b***ed
Obviously this is a name change, mainly because I am so very embarrassed over the whole situation.
In a nutshell, yesterday I discovered that DH has been lying to me about our finances for pretty much 10 years. We have managed to run up huge debts. He didn't want to tell me because he 'didn't want me to worry' Yeah, because I don't feel like a complete idiot and naive fool now do I?
So, he has seen a financial advisor (I do realise amid all the anger and hurt I feel at the moment that he is trying to do the right thing)and they have suggested a debt management program. I know nothing about these, he has always dealt with the finances (or, obviously he hasn't)so I'm completely in the dark.
Has anyone ever been on a DMP? What does it entail? Exactly how mucked up will my credit history be? Are there any other options?
On the other side of things, how will I ever trust him again? I feel a complete fool and it was only because the kids would have missed him that I let him come home last night after all this blew up Does it signify the end of our marriage as I know it?

Sorry this ended up to be so rambling and long but I'm so embarrassed that I can't talk to anyone in RL.

Solo, only being there makes you really understand, doesn't it?

Yes! absolutely. I don't ever intend to allow someone to do that to me again. I'm personally still paying the price in terms of trust and money, and I know for a fact that exh moved miles away and in with a gf who (again)has her own house/car/good job etc. She contacted me because lots of stuff he was saying to her didn't add up...she found messages on his PC that he'd saved(convo's between he and I about the money he still owed me)and she'd asked him and he'd denied it, so she asked me. I only told her some of it but didn't embellish anything! She said she believed me, but she still married him earlier this year knowing that he's a liability and well, good luck, she'll need it. I personally could not have married someone that I knew had fleeced his exW and her son - his God son. Each to their own though.
I do hope that OP can work through it all with her husband though.