Best 'go henry' type of card for live in carer to use, easy to set up, load and monitor

[TeenToTwenties]

I need to unexpectedly quickly asap organise some kind of pre-loaded physical payment card for the live in carer for my parents to use for taxis etc. I don't have capacity right now for research so I'm hoping you guys know this stuff I'm thinking a 'go henry' type thing (heard of it, no idea how it works in practice). Not too worried about monthly fees, (which otherwise for children I think I hate) but I need

• Quick and easy to order
• Easy for me to pay money onto from a bank account, I usually do all banking via PC not phone so ideally one I can just transfer money into like a normal bill or whatever
• An app for me to monitor where the money is being spent (so carer doesn't need to do receipts all the time)
• ideally an alert when gets below eg £50 so I know to top up. But not essential

She will need it for things like paying a taxi, buying mini top up food (main order done online but in current situation we may get gaps), buying food snacks in a hospital, pharmacy items. I'd expect to put maybe £200 onto it.

I don't know what I don't know about these things but they are for kids normally so can't be all that hard to organise I hope.

(may cross post in elderly parents and parenting)

I have a Monzo account. It’s seems to do most of what you’re looking for but isn’t designed for children. I don’t know whether you would need to set it up in your parent’s name though. I transfer some money in every month. I have an app and I get a notification every time money is spent. I use apple pay so I get the Apple Pay notification but also a little ‘1’ on the Monzo app. I don’t think it has a warning when I get to £50 but I don’t have an overdraft on it and I’ll get a text if I’ve taken the balance below zero and I have until midnight to move money in without incurring fees.

Once you’ve been using it a few months it’ll also start generating data such as how much you’re spending on groceries or if you’re spending more this month than you usually would.

Revolut does all that and is very easy to use

I have a virtual Revolut card for myself which is really easy as it's just an app on my phone so you coukd set it up instantly - but does it have the 3rd-party monitoring? I have an older teenager who has been using a rooster card for years that we have found very useful but I need to transition to using something more "grownup" as the roster card has inbuilt barriers to stop the user doing anything "adult" (like buying a lemonade at a venue that serves alcohol) which is getting increasingly frustrating.

Revolut allow you to have a child account. You can see all transactions, set limits and what it can be used for. However you wouldn't be able set this up for a carer I don't think as you need an actual child details ?
You can set up a Revolut Joint account which I think would work better. This is very easy to add money to (you'll need a Revolut solo account too) and you can see everything in the app transaction wise.

Sibstar is what I use for exactly this situation with carers for my mum. Sibstar.co.uk.

It is easy to set up, unlike the other cards it is for dementia or other limited capacity situations - so although the card is in the person's name it is controlled by you as the person's supporter and you manage everything via a simple app where you get alerts, see every transaction and can quickly add money and set spending limits etc. It does have fees, but similar to other cards.
I looked at the other prepayment cards but found it was the only card that worked properly for me to manage as PoA.

Monzo has a child version attached to an adult account.

I use HyperJar - the card is in my name and so technically I am not supposed to give it to anyone else to use but it works well and I am content to lose the card and money on it without reporting it If the worse happened
i only too it up to an amount I am happy to lose
ir can be used as contactless after the very first use with a pin - but after that no pin is required.

i got it because it looked exactly like my dad’s previous credit card

the carers sent by the local authority are not allowed to use cards only cash

generally no fees!

Hyperjar does what you want and it’s free.
https://hyperjar.com/

Monzo. My kids have their own Monzo accounts with a card and it’s linked to my Monzo account and I get notifications when they use their card and what on etc. You’ll need to set up your own Monzo account first but that’s easy enough. I do use Monzo as I really like the way it’s set up, my DH set up a Monzo account for himself so he could also be linked to the kid‘s accounts, but he doesn’t actually use his own Monzo account day to day.

I use Starling and you can have a “connected card” where you can load up to £200 at a time. No charge. It is adjacent to a my current account though so don’t think you can do stand alone so there might be better solutions for you. My children have separate cards. Very straightforward to manage via the app.

NatWest Rooster account, free if you have a natwest account.