We might be in the very fortunate position to have a relative gift the cost of university fees for D.C. in the event this possibly happens, my feeling is great they don’t get the loan for that (we’d still need loan to help pay for accommodation) that’s a huge chunk of debt they don’t have. DH is of the opinion that DC still take the loan as the interest rates are low and then either invest it so it makes more money than the interest as they pay it back and then use it towards a deposit on a home as the interest rate is lower than what a mortgage would be
I just think not having the debt at all is a better idea - thoughts?
all hypothetical at the moment and a few years off.