Scary - wet rot we just looked at the best property, I think No.3 on our list. It was amazing. but one entire wall was completely screwed, wet all down it, plaster blown.
It was a mess. but it felt like our home . It had no kitchen at all, no bathroom, rot, no heating at all, no double glazing at the back of the house.
But, it had period features - original, barley twist stairs, proper cornicing, the most horrendous/fabulous pink bold wallpaper in the hallway, art deco porch door, querks and bits all over it, cellar area. I fell in love. And realised there is no way we can afford the work needed.
We have realised that we are not cut out for the stress that this current market has put us in. Its scary, risking negative equity, with lots of work to be done, we have realised we dont want an ex-council house, we want a victorian period house. And the ones we have seen need so much work that even if we put in an offer, and get it reduced accordingly its going to be a cash cow and its going to reduce even further in value anyway and, well my loft is looking more appealing now.
I want this house on Onslow Road. But we cant do it.
So we sat down, and talked. Again. We can get an average house. Will lose value. We will get a garden. it will be OK.
But, it will likely cost us £500 extra per month, including possible fuel hikes, additional mortgage, heating, council tax, water etc. If the financial market screws up as predicted, we could be left with a house without money to repair it.
We have made the cowardly decision to take our place off the market. We are going to put our deposit onto our current mortgage and continue paying the same as we are, and pay off my credit cards, loan etc.
We will be better off my £400 per month. So if the market screws up, we will keep our home.
I went into our loft today and put up swathes and chairs, and rugs and, checked on my potted plants.
I let go of my dream of a house for now . I dont want a house. I want the right house. And I cant afford the right house, so we are staying put.
And I am a bit sad really
Sorry, long but have had some wine.