What remortgage rate have you manged to lock in recently?

[ABigBlueWhale]

Our wonderful 1.29% 5 year fixed rate is due to end in August, the date that was 6 months before this is literally 2 days before the Iran war started.

It took me a few days to realise I had to start a mad scramble for a deal before rates shot up. Talking to our current lender, they only allow you to lock in a new rate 3 months before the end of your current deal which is June.

So I quickly realised we would probably have to go through faff of a proper remortgage with a new bank.
I found a 3.89% 5yr fix deal with Barclays on a Friday almost 2 weeks ago, but in the few days it took to get payslips etc together to do the initial application, that rate had been pulled and the next best was Santander at 4.08% for 5yrs so I started the application with them which has been now approved - but which I see has now jumped to 4.58%!

Just wondering what remortgage rates anyone else has manged to grab in the last few weeks of madness?

For reference, in the US it's more typical to fix for the whole term of the mortgage, so rates there reflect longer term trends. A typical rate is around 6%.

3.89 % - fixed for 5 years as no plansto go anywher.. Current mortgage at 1.89 % finishes start of may. Have got 60% ltv, so think may have done better due to that. Payments will be up by about £200 per month. Areangement fee was £460 (approx). Is with same provider (first direct). Glad we fixed when we did to be honest as think rates are only going to go up at present.

We are being quoted high fours when two years ago we fixed on low fours, for 40 percent loan to value.