Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Private pension value has dropped, should I keep paying £100 monthly?

54 replies

Pensiongoingdown · 24/03/2026 17:16

Just looked at my private pension and it's gone down again. I have had it years and can't afford to put a lot away in it, £100 a month so its not very big. It had just hit £32K before the war and now it's around the £29K mark.
I can't decide whether it's actually worth carrying on with putting money in it.

Are there any pension people around that can advise please? I am pretty money savvy but pensions have me stumped

OP posts:
Pensiongoingdown · 28/03/2026 10:13

HappyHedgehog, thanks, I didn't know that. I will gather all my information together and give them a call as well as exploring other advice given to me On this thread. Hopefully it will have helped someone else too.

I am going to bow out now as I have lots of good advice and recommendations but thank you for everyone who has given me that advice

OP posts:
Tupster · 02/04/2026 11:52

Don't worry about the drop due to the war - that is impacting the whole market, so it won't be an indicator in itself that there is anything "wrong" with your pension or investments within that pension. Everyone's pension will have seen a similar drop during this time.
Most pensions allow you to select investments within them though, it may be that you haven't got the best fund/s for you, so it's definitely worth reviewing how your money is invested. But don't stop paying!

BorgQueen · 13/05/2026 10:35

It shouldn’t have gone down, not unless you’re majorly invested in Bonds or Bond heavy mixed asset funds. Never mind the fact that you’re getting an extra 20% in contributions thanks to tax relief.

Global equities are up over 20% in the last 12 months.
What is your pension invested in? If you don’t have a clue then that’s your first problem.

RatFans26 · 13/05/2026 16:21

GoldMoon · 24/03/2026 18:32

Your 32K the amount that dh has lost on his pension and he needs to start drawing on it this year as well 🤔
You have my sympathy .

Dropped £65k when the war started, already got it back and some more besides! Chill out!

New posts on this thread. Refresh page
Swipe left for the next trending thread