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Secret bank account

35 replies

ameliaj1993 · 17/02/2026 19:21

Does anyone else have a bank account they put money into secretly for if anything happened which resulted in separating from their partner.

I was made to feel really guilty about it by a family member but I just see it as safeguarding myself in the event that me and my partner were to separate so I could set myself up in a new house or adjust to being a one income household.

OP posts:
Blondeshavemorefun · 18/02/2026 22:21

those who are married and have secret accounts - if you get divorced do you have to declare it in your financial order

so you may end up losing half your savings ?

or if in own name it doesn’t count ?

Zanatdy · 19/02/2026 06:42

ameliaj1993 · 18/02/2026 10:46

Because he checks my account and sees all my balance and transactions

Why does he check your account when you both have separate savings accounts? That seems hugely controlling.

Sishere · 19/02/2026 06:46

“Secretly”

not really if you’re telling people @ameliaj1993

Sishere · 19/02/2026 06:47

ameliaj1993 · 18/02/2026 09:05

Yeah I'm fine with him having his own savings, my worry is he earns alot more than me which Is why I set up the safety fund.

Do you contribute to the mortgage and bills etc?

euff · 19/02/2026 08:01

Why is he checking your spending? What’s his reason? Does he share his with you? How does your partnership work financially? If you have separate finances and are not married then why does he need to know what accounts you have?

NotMyRealAccount · 19/02/2026 08:07

I certainly would if I was in the OP's position and had separate finances but my OH insisted on poking through the details of mine, and it would be as secret as I could make it. As it is, although DH and I have joint finances I have some savings that he can't access and he was surprised that I insisted on making sure that he had something similar.

jasasa78263 · 19/02/2026 08:39

No, we pool all our wages but we still have our own bank accounts and personal spends so we each save some for ourselves anyway, it’s not a secret but not visible to the other either. It does seem a bit odd to me to need ‘secret’ money?

TBH I earn a lot more than my DH so I’m not the one who needs it, I’d be able to walk away tomorrow if I wanted. Maybe he has lots stashed away just in case.

Bromptotoo · 19/02/2026 08:44

Blondeshavemorefun · 18/02/2026 22:21

those who are married and have secret accounts - if you get divorced do you have to declare it in your financial order

so you may end up losing half your savings ?

or if in own name it doesn’t count ?

It it's a lifeboat fund it'd be spent long before divorce was looking at asset split.

whatnexxt · 19/02/2026 08:48

NotMyRealAccount · 19/02/2026 08:07

I certainly would if I was in the OP's position and had separate finances but my OH insisted on poking through the details of mine, and it would be as secret as I could make it. As it is, although DH and I have joint finances I have some savings that he can't access and he was surprised that I insisted on making sure that he had something similar.

Surely the response to a man like that is to leave?

Blondeshavemorefun · 19/02/2026 08:55

Bromptotoo · 19/02/2026 08:44

It it's a lifeboat fund it'd be spent long before divorce was looking at asset split.

That’s a good point @Bromptotoo

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