Is HSBC FTSE all world good to invest in? Never invested before

[Queenoftheuniveseandallplanets]

Hey guys

i just opened isa and SIPP and see this fund. Investing is all confusing to me.

i want something to set and forget for a few decades.

thank you

My understanding is if it is a passive index tracker fund this is what is suggested for novice investors.

It’s a very mainstream, large passive global tracker from a well regulated bank with relatively low charges (0.13%) and a history of tracking well against the target market. So yes, a good investment for someone who wants to “invest and forget” and who is looking for a long term return. Because of the global exposure it can be volatile in the short term, for example you will be exposed to the US market so will see fluctuations with Trump’s latest silliness.

If you are using Dodl, that is the fund I would choose. It is the only global fund available.

If you are using a platform like HL which has many more choices, then it’s certainly a contender as it is low cost.

Markets dot FT dot Com will enable you to chart some funds along with other funds to compare their past performance. Look at what happened in 2020 and 2022, some funds dropped a lot and rebounded a lot, others dropped less and had a smaller rebound.

Think rollercoaster, can you stomach big drops and big rises or do you want it a bit less of a wild ride.

Yes, it’s a perfect choice for Global exposure, it does contain a small amount of ‘emerging markets’ exposure so if that puts you off then Fidelity Index World is another good choice.
We have the bulk of our Pension investments in both funds.
It basically tracks the Global markets and uses the same percentages, automatically adjusting as it goes.

Anyone with ‘decades’ to go needs to be 100% equities, no need to play it safe just revisit with 10 years to go with a view to de-risking. Just make sure you keep enough in cash to pay the fees, I usually keep one ‘income’ version of a fund that pays dividends out and that keeps the account ticking over.

I have some money in that fund. It's an easy choice that has consistently performed. The fees are not the best by any means... but not enough higher that I have bothered to shift them.