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How do families have SAHMs?

466 replies

LikeDaisies · 30/01/2026 21:30

Financially - I cannot comprehend how it’s possible!

Husband is a teacher. Earns around £44,000. That isn’t enough to cover our bills if I were to leave my job and stay at home with our baby.

Mortgage is £900. Other bills come to around £700 - not considering food, leisure, etc.

Not that I’d want to leave my job, but I’d love to be able to drop down to 3 days a week. But financially it just isn’t possible. We wouldn’t be able to afford our mortgage and bills.

So it leaves me wondering how I see so many families who are able to manage having a SAHM.

Please can anyone who is in this situation explain how it is possible/how you make it work?

OP posts:
DarkForces · 05/02/2026 06:31

Statsquestion2 · 05/02/2026 06:27

Well we work FT and my dc have always done extra curricular activities…so there’s that theory gone…

Same here. We both work full time and dd does activities outside school 4 nights a week. She's a competitive gymnast so it takes a lot of commitment but working full time means we can afford the coaching, kit and travel

EvieBB · 05/02/2026 06:58

Statsquestion2 · 05/02/2026 06:27

Well we work FT and my dc have always done extra curricular activities…so there’s that theory gone…

How do they get to the clubs?

EvieBB · 05/02/2026 06:59

DarkForces · 05/02/2026 06:31

Same here. We both work full time and dd does activities outside school 4 nights a week. She's a competitive gymnast so it takes a lot of commitment but working full time means we can afford the coaching, kit and travel

How does she get there?

Statsquestion2 · 05/02/2026 07:11

EvieBB · 05/02/2026 06:58

How do they get to the clubs?

I bring them…or my dh does. Ds has scouts that starts at 6:30. Dd has a sports club that starts at 6. We have other sports that happen on Saturday and Sunday mornings. We finish work at 4:30 and are home by 5. I wfh. 2-3 days a week too.
ds once had a sports club that ran from 4-5 so I car pooled with another working mum for that one, we took it in turns and wfh on that day. Both our jobs were ok with that which helped.
A lot of clubs run in the evening though

BringBackCatsEyes · 05/02/2026 08:23

Swissmeringue · 04/02/2026 23:21

Honestly my experience is the opposite. Families where both parents work full time have kids who don't get to try extra curriculars because they are in before and after school club every day. One of the reasons I don't really plan to return to work full time once my youngest is in school is because I want to be able to pick them up every day at 3 and take them to swimming, ballet, rugby, brownies, hockey, ice skating etc etc.

Always worked full time (much as a lone parent).

Swimming lessons at a young age was a problem because the evenings were used for club swimming. They did have classes on a Saturday but I couldn't commit to that.
Ballet, Scouts, rugby and football were never a problem as they had evening classes. I guess I don't know what late afternoon/early evening classes they missed because I didn't explore those, we looked for ones which fitted my work hours.
Our after school club was very local to the primary school and were happy to collect children from any clubs that ran straight after school. That was great.

99pwithaflake · 05/02/2026 08:29

Swissmeringue · 04/02/2026 23:21

Honestly my experience is the opposite. Families where both parents work full time have kids who don't get to try extra curriculars because they are in before and after school club every day. One of the reasons I don't really plan to return to work full time once my youngest is in school is because I want to be able to pick them up every day at 3 and take them to swimming, ballet, rugby, brownies, hockey, ice skating etc etc.

My parents always worked full-time and I was in a constant stream of extra curricular activities.

DarkForces · 05/02/2026 16:14

EvieBB · 05/02/2026 06:59

How does she get there?

In a car with us? We don't get her to hitch a lift 😂.

Statsquestion2 · 05/02/2026 18:07

DarkForces · 05/02/2026 16:14

In a car with us? We don't get her to hitch a lift 😂.

🤣🤣🤣

@EvieBB surely you realise that not every child in every extracurricular activity has to stay at home parent?! in fact the reason a lot of these clubs are on later in the evenings is because the people holding them are in fact parents who hold down full-time jobs…

TheNightingalesStarling · 05/02/2026 18:10

I run an Extra curricular club (in addition to my day job now I'm working) and its very usual for a group of children from the same school to arrive together as one parent has picked them up from Wraparound and brought them to us. (At 5.30pm).

EvieBB · 05/02/2026 20:42

DarkForces · 05/02/2026 16:14

In a car with us? We don't get her to hitch a lift 😂.

But presumably if you work full time and school finishes at half 2??

Debtcrusher · 05/02/2026 20:43

DarkForces · 05/02/2026 06:31

Same here. We both work full time and dd does activities outside school 4 nights a week. She's a competitive gymnast so it takes a lot of commitment but working full time means we can afford the coaching, kit and travel

Us too. Both work full time and husband has an additional part time job (farm). Our kids play every sport there is. We get the three of them there somehow even if “dinner” is waffles, beans and fried eggs.

EvieBB · 05/02/2026 20:44

Statsquestion2 · 05/02/2026 07:11

I bring them…or my dh does. Ds has scouts that starts at 6:30. Dd has a sports club that starts at 6. We have other sports that happen on Saturday and Sunday mornings. We finish work at 4:30 and are home by 5. I wfh. 2-3 days a week too.
ds once had a sports club that ran from 4-5 so I car pooled with another working mum for that one, we took it in turns and wfh on that day. Both our jobs were ok with that which helped.
A lot of clubs run in the evening though

It's great if you can finish at that time an wfh some days and make it work.
Unfortunately my job sometimes doesn't finish until 6.30pm, so not home until 7pm. It's whatever works for you as a family I guess 😊

DarkForces · 05/02/2026 20:51

EvieBB · 05/02/2026 20:42

But presumably if you work full time and school finishes at half 2??

School finishes at 15.30ish. When she was little she was in wrap around care but clubs started later. Now she's older she walks home and we take her from here. We make sure one of us will be home to sort it out. I've got promoted to the point I'm trusted to make up time so it's not an issue at all.

EvieBB · 05/02/2026 21:02

Statsquestion2 · 05/02/2026 18:07

🤣🤣🤣

@EvieBB surely you realise that not every child in every extracurricular activity has to stay at home parent?! in fact the reason a lot of these clubs are on later in the evenings is because the people holding them are in fact parents who hold down full-time jobs…

Yes of course I realise that :) :)
Many jobs though have varying shift patters e.g. those in healthcare so having set availability on particular evenings of the working week is a concept that goes out of the window when that's the case. For me personally, I was also struggling with chronic fatigue at the time so really had to pace myself. (I was eventually diagnosed with a b12 deficiency via private doctor). I was also on hand to help my elderly mum and didn't have any family nearby who could help with childcare. I don't regret being a sahm for those few years that I did it for a single minute. ....as I'm sure you don't regret your decisions. Whatever 'works' for you and your family is the right choice.

EvieBB · 05/02/2026 21:05

DarkForces · 05/02/2026 20:51

School finishes at 15.30ish. When she was little she was in wrap around care but clubs started later. Now she's older she walks home and we take her from here. We make sure one of us will be home to sort it out. I've got promoted to the point I'm trusted to make up time so it's not an issue at all.

If it works for you and your family then that's great.

ABeerInTheSunshineMakesMeHappy · 05/02/2026 21:10

TheNightingalesStarling · 30/01/2026 21:35

When childcare costs more than the lower earners wage.

Although there is more help then when mine were babies. (15hrs a week from 3yo!) So less common now maybe.

I was thinking this. There were a few SAHMs amongst the parents at DS’s school. Once they had had a second child it wasn’t worth their working as the cost of childcare would have been more than they earned.

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