Question for mortgage legal eagles

[Fufulina]

We are due to remortgage in October.

We also have subsidence at the moment - which is covered by our buildings insurance, and currently being monitored , although it will not have been fully dealt with by the time I need to start talking to mortgage companies.

Will this affect a remortgage application in temrs of either acceptance or rates? (We have a good LTV, good credit, and only need about 2 times our joint income.)

TIA!

Could you not stay on standard rate by current lender until it's sorted out and signed off (or whatever they do to say all is now ok)

I would speak to your current lender about good mortgage deals they can offer. We remortgaged last year as our fixed rate had come to an end and they offered us another pretty good fixed rate.

Also a lot less hassle as you don't need to start from scratch.

Thanks very much - good thinking.