I don’t know what to do, I’ve just been paid over £7000 carers allowance. I’m on UC I know I need to pay it back. Do I pay it back whilst i still have it or should I use it as a non interest loan?
I have 4 children . 16,14,12, 9. A self employed partner . I have a few debt which would be lovely to clear off . And would be nice to treat the children as normally we would be living on a tight budget. The kids are fed healthy have clothes and roof over their heads. I’m not really sure what I’m asking tbh . I just want other people’s thoughts. If I kept the money I would use it for mini breaks and days out with the kids and home improvements, decorating their bedrooms boarding the loft , new carpet on the stairs . And generally making like nicer. My partner would just want to spend it on useless things (he gambles) or designer clothes 🙄 where as I’m more thrifty as love a good charity shop rummage with my kids, I’m very grateful that they are all ok with second hand.