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Is there an online kids bank account which can have separate ‘pots’?

6 replies

ThreeFeetTall · 03/01/2026 18:25

I have a starling bank account and my kid has a kite space as part of that, with a chip and pin card.
But we have recently read ‘Barefoot kids’ (the kids version of Barefoot investor book) and the author discusses having jars for different things- a save jar, a splurge jar and a give jar. We are doing this with real jars which is fine but I never have cash on me! And am bit worried about having cash around the house tbh.

Adult bank accounts with Starling and other online banks seem well set up for having this sort of thing, but there doesn’t seem to be a kids equivalent. Ideally I’d like my child to have their log in so they don’t get to see my bank balance when they move money from one pot to another.

I tried Hyperjar but it seems the same as Starling- an adults account with the kids account as part of the adults one.

Does this sort of thing exist?

OP posts:
Sparkle123r · 03/01/2026 18:38

Monzo has pots/ jars. My daughter has just set some up on her account.

PuzzlingRecluse · 03/01/2026 18:39

hi I was going to suggest hyperjar, my DS uses it, he has his own card which comes from a separate pot. you can set up kids jars for different things which are linked to their card not yours, he uses it to save for different things he wants. It works well.

edit to add I use Monzo and love the pots function, I’ve not looked at it for kids though

Mactaylorssecretwife · 03/01/2026 18:39

You can do this with a Rooster account through NatWest.

CraftyPlayer · 03/01/2026 18:40

We all use Monzo in our house. Love it.

YepIChangedMyNameForThis · 03/01/2026 18:40

I am fairly sure our Hyperjar can't be seen by our kids.

ThreeFeetTall · 03/01/2026 21:08

thanks all!
Maybe I misunderstood the hyperjar website, will look again.

will look at Monzo & Rooster too

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