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Original poster

Would you agree that this house is too expensive?

78 replies

eeyores · 21/12/2025 22:02

DH and I have seen an amazing house. It’s £350K. We do need to upsize due to having another dc. Anyway our current (dhs) income is £3950 a month. Council tax in this area is imo v expensive, it’s £300/12 months. After mortgage and CT and bills, we’d have £1200 for food for family of 5 (one is 6mo), petrol and savings/fun money/ Christmas, birthdays etc. Our current bills and mortgage is £1200 a month and it feels like a lot more for this house (plus all of our savings/equity in this house). Obviously when dc is a bit older I’d be looking to get a job but we can’t rely on that as it’s a rural area and I don’t drive. I’d say it’s too tight but dh thinks it’s fine and worth it. What do you think?

OP posts:

pencilcaseandcabbage · 22/12/2025 17:43

eeyores · 22/12/2025 17:00

@Kagouleah good point. I just checked and from the house to the primary school isn’t far at all but to the secondary it’s an hours walk. The nearest supermarket is a 50 minute walk (apart from a local shop I think).

Are there actually safe walking routes though? As in, are there pavements? Most of our roads don't have them. And when the kids are older, with 3 of them you could be driving them to and from activities every evening - especially with 3 of them and if they all want to do different things. I have 3 and in the teen years I had 10pm pick ups 5 days a week (the 2 weekend pick ups were earlier). And it was an hour round trip, each time. Them passing their driving tests changed my life! 🤣 But we chose to move there knowing what activities they already did, and what it would mean for a few years.

Jane143 · 12/01/2026 21:58

eeyores · 22/12/2025 07:59

@RescueMeFromThisSillinessit’s a huge detached 4 bed, one bedroom with dressing room, separate living from dining from kitchen, two bathroom. Living room is massive, huge garden (we have none), separate garage and shed. Bedrooms are all decent size, easily all fit doubles in them etc.

It sounds really nice and a good opportunity if you can afford it. Have you thought about doing childminding or school pick ups to supplement your income?

PermanentTemporary · 12/01/2026 22:15

There have got to be other options. I would definitely want to move, but not to this house. It’s a buyers market - make offers.

Admittedly I have reluctantly moved to a ‘rural’ location literally next to a bus stop with a bus every 15 minutes maximum 3 miles from the centre of a city - that’s as country as I get. So I’m not the person for these middle of nowhere places.

The absolute minimum action your dp should be taking is switching to an automatic and getting you practising every day, if he must move there. But tbh I am simply very cats bum faced at husbands who drag their wives with 3 small children, no current job and no transport to Nowhere’s Bottom, Mudshire.

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