I am about to go back to work part time (2 days a week) after having 2 years off and 2 kids quickly.
I am a pharmacist and work self employed. I have a good savings pot (around 25k) and my plan is to save each month bit by bit to pay for the following years pots. I have covered 2026 pots which include everything from birthdays/ holidays to miscellaneous.
Is this a good idea? It’s to cover the following years expenses while still having a spending pot now. I won’t be able to actually add to savings until I am able to work more but not sure when that will be.
DH is taking on the majority of finances as he works full time.
It’s a hard thing to navigate between finances and living life and being there for the kids.