Page 3 | Does everyone worry about money?

Statsquestion1 · 2025-10-18T13:53:17+00:00

Based off the back of another thread. Does everyone worry about money/financials do you think? I know the worries may be different…but do you think everyone does? Do you or do you not? What do you worry about the most?

sunnydayswim · 19/10/2025 07:23

Veronicasharmonica · 18/10/2025 21:29

I worry about money short term. Long term I think we will be fine as the mortgage is paid off and we both have pensions.

But…

My husband earns approx £150k and I earn around £22k part-time. Our monthly outgoings are the same (50-50) and I live in perpetual debt. It prevents me from sleeping at night!
He paid the mortgage off, has savings, and pays for holidays, meals out, home renovations etc. I can barely get through the month because food shopping is so expensive, and the interest on my overdraft/bank loans.

I honestly can’t work out if I am being short changed or not. 🤷🏻‍♀️

This is crazy and not fair on you at all. You do you know were you ever to divorce it is all seen as a joint money regardless of who earned it. In the eyes of the law there is no such thing as ‘your money’ and ‘his money’ when you’re married - it is all the same pot!

joseph25 · 19/10/2025 08:51

Yes, I worry a lot about money. I think similar to others on this thread I earn a very good salary but we have huge outgoings. The house is small and our mortgage isn’t massive but I have lots of debt. If I lost my job it would be horrendous.

Eastie77Returns · 19/10/2025 11:04

sunnydayswim · 19/10/2025 07:23

This is crazy and not fair on you at all. You do you know were you ever to divorce it is all seen as a joint money regardless of who earned it. In the eyes of the law there is no such thing as ‘your money’ and ‘his money’ when you’re married - it is all the same pot!

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He has paid off the mortgage (house is a joint asset she will benefit from), renovations, no doubt the lions share of bills so I think it’s unfair to suggest he is treating his DW unfairly. £22k suggests she is working part time and min wage so maybe increase hours/get a better paid job? DH could clear her debts but we don’t know how she accumulated them…

Anyway, OP in answer to your question I currently do not worry too much about money but this has come at a literal cost as it’s due to inheriting money when both my parents unexpectedly died within months of each other. I do worry a bit about the future for my DC but given recent events I know I could drop dead at any time so am learning to live in the moment as well as saving for their future.

Notmyreality · 19/10/2025 11:07

All people, even rich people, worry about money, just the nature of the worry changes depending on all sorts of factors.

Planck · 19/10/2025 11:13

Notmyreality · 19/10/2025 11:07

All people, even rich people, worry about money, just the nature of the worry changes depending on all sorts of factors.

I simply don't think this is true, or at least it depends on your definition of worry. I worry about money in the sense that I don't deliberately waste it but I'm not anxious or troubled about it at all.

jonnybriggswasgreat · 19/10/2025 12:12

Yes, not so much in the short term as I’ve learned to live within my means. But because of some poor decisions in the past, never earning much and only having one income coming in, my pension is teeny tiny and I’m about to take on a mortgage for the first time - we’re talking £1.3K per month on bills, all on me and on a lowish wage. It’s either that or live in grim houseshares. At 50, I worry massively about my long term future in terms of money.

I think the people who don’t worry about money tend to be in secure housing, have relatively secure jobs, have a partner who works and there’s a lot of disposable money left over every month.

KookyRoseCrab · 19/10/2025 12:19

Everyone has their own take of worries except me 😂 ive no money and don’t care to me there’s more things to worry about ( but at the moment I don’t know of any ) .

ApolloandDaphne · 19/10/2025 12:20

I don't worry about money. DH and i are retired and we know we have sufficient in our pensions to allow us to have a comfortable lifestyle with the ability to do what we want to do.

dogsandbudgey · 19/10/2025 12:25

Definitely! We worry a lot in our house. We never ever worried about money when we were first married but life is very expensive, then children and their hobbies are expensive, bills keep going up, nipping into Tesco for “a few bits” always costs about £50. And I say this as a couple who combined have a very high income.

Hoppinggreen · 19/10/2025 12:33

Not really
We are both SE but our work is in demand (both different fields) and we have good reserves in our company.
We also have enough in savings to live on for quite a while and lots of equity in the house. My Dbro is wealthy and while I have never asked him for anything I am pretty sure he would help me in an emergency.

SugarPlumpFairyCakes · 19/10/2025 12:37

I think the majority of people have money worries. I know I do. I am sometimes paralysed with worry and bury my head in the sand. It’s all relative however. .

Having said that, I was out for lunch with a friend the other day who was pissed ofc she could sell her house for the 2 million she wanted for it. She’s living in another house worth 2.5m and needs her old house selling to meet the mortgage payments no her new house.

ForZanyAquaViewer · 19/10/2025 12:44

I do not. I grew up with (what I now realise to be) quite a lot of it, and DH and I earn quite a lot of it, so I tend to just assume there will always be plenty.

We both earn six figures and if something were somehow to happen to both our incomes at exactly the same time, we have savings, investments and property. If something were to happen to those, we have extremely close families comprising extremely well to do parents and siblings (in my case, genuinely rich siblings) who would help out.

So, we honestly just don’t think about money very much.

KookyRoseCrab · 19/10/2025 12:47

dogsandbudgey · 19/10/2025 12:25

Definitely! We worry a lot in our house. We never ever worried about money when we were first married but life is very expensive, then children and their hobbies are expensive, bills keep going up, nipping into Tesco for “a few bits” always costs about £50. And I say this as a couple who combined have a very high income.

£50 from Tesco gets my weeks shopping, I get it delivered but there’s also only now two of us

Peridoteage · 19/10/2025 16:11

I don't.

We are extremely lucky, we earn well & have little debt (no mortgage atm). We also live in an expensive part of the country. If the worst happened and one/both of us lost our jobs, we could move near my mum and dad and buy a big enough house for us & DC for 500k or so less than our current property is worth, get much lower paid jobs and top up our income with the 500k for quite a long time - probably until the kids were adults at least.

I count my blessings every day. We work really hard but we are also just lucky to have born with the genes for academic success and families to support that.

YourPeppyAmberTraybake · 19/10/2025 17:50

Notmyreality · 19/10/2025 11:07

All people, even rich people, worry about money, just the nature of the worry changes depending on all sorts of factors.

This is not true, I do not worry even the tiniest bit about money. Occasionally I think to myself I should spend a bit more but other than that I know I have enough to last me the rest of my life and always have a nice roof over my head and plenty of holidays.

NotEnoughKnittingTime · 19/10/2025 18:02

Eastie77Returns · 19/10/2025 11:04

He has paid off the mortgage (house is a joint asset she will benefit from), renovations, no doubt the lions share of bills so I think it’s unfair to suggest he is treating his DW unfairly. £22k suggests she is working part time and min wage so maybe increase hours/get a better paid job? DH could clear her debts but we don’t know how she accumulated them…

Anyway, OP in answer to your question I currently do not worry too much about money but this has come at a literal cost as it’s due to inheriting money when both my parents unexpectedly died within months of each other. I do worry a bit about the future for my DC but given recent events I know I could drop dead at any time so am learning to live in the moment as well as saving for their future.

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To make her pay 50/50 when she earns a lot less is financial abuse. For all we know she works less because of children or disability. Can't imagine letting your spouse struggle whilst you have lots of money.

Eastie77Returns · 19/10/2025 19:53

NotEnoughKnittingTime · 19/10/2025 18:02

To make her pay 50/50 when she earns a lot less is financial abuse. For all we know she works less because of children or disability. Can't imagine letting your spouse struggle whilst you have lots of money.

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She said "He paid the mortgage off, has savings, and pays for holidays, meals out, home renovations etc" So he has paid for the house she lives in, the holidays they go on and their meals out. I'm not seeing where she is paying 50/50 as she hasn't mentioned paying for any bills at all aside from food shopping? The fact he has savings isn't unfair in and of itself.

It seems what is crippling her is repaying her credit card and loans and as said, we don't know how those debts came about, I suppose he could pay them off for her (but if she is just bad with money then not a good idea).

Since we have no idea if she is disabled or in a low paying job because of children I think it's unfair to automatically assume she's being financially abused.