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do you spend money everyday?

29 replies

Statsquestion1 · 15/10/2025 14:23

I’ve just realised I’ve not spent any money for 3 days! I do that quite often, I could go 3-4 days not spending. I mentioned it to a colleague and she said she spends every single day without fail. Which do you do?

OP posts:
worldwidetravel2017 · 15/10/2025 14:30

I try to have some no spend days

But currently preg with a very wanted ivf pregnancy

Sometimes i only spend a little like a little treat 4 myself.
Sometimes its something 4 upcoming baby

I will try & have a no spend day tomorrow

MultiFucktional · 15/10/2025 14:32

I spend maybe once or twice a week generally, main supermarket shop and possibly a top up, with an additional spend if I need skincare or an item of clothing or whatever.
Extra spends are if filling up the car or there are birthdays/Christmas or whatever to buy for, but I don’t spend daily.

What do they spend it on?

ArseInTheCoOpWindow · 15/10/2025 14:39

I quite often have no spend days

beanbaggirs · 15/10/2025 14:40

I would say most days I spend something eg yesterday I spent £3 in the shop & today I donated to a collection at work. Tmw I might need bread or milk etc

Statsquestion1 · 15/10/2025 14:41

MultiFucktional · 15/10/2025 14:32

I spend maybe once or twice a week generally, main supermarket shop and possibly a top up, with an additional spend if I need skincare or an item of clothing or whatever.
Extra spends are if filling up the car or there are birthdays/Christmas or whatever to buy for, but I don’t spend daily.

What do they spend it on?

Lunch, a coffee, petrol, snacks. I bring in my lunch and we have free tea and instant coffee in work so that does me 😅

OP posts:
pinkspeakers · 15/10/2025 14:50

If I excluded train tickets, then I would say that most days are no spend days. But I travel by train to work about 3 days a week so that messes it up.

Meadowfinch · 15/10/2025 14:52

No, not unusual.

I do a big food shop on a Saturday and that covers me for lunches during the week. I cook from scratch in the evenings, no takeaways, and I usually fill the car with fuel at the weekend so we don't need anything else.

ChipshopPickledEgg · 15/10/2025 15:00

I find no spend days difficult as I tend to buy bread milk etc throughout the week along with fruits etc I don't spend on what I class as non essential spends most days though.

DeanStockwelll · 15/10/2025 15:00

I certainly don't spend everyday.
Like pp I do a big shop on Saturday, cook from scratch 80% of the time, always take my own lunch & coffee into work.

There are occasional purchases during the week , yesterday I ordered a new coffee grinder because mine has given up but its rare that I spend during the week.
( annual bus pass covers travel cost )

Statsquestion1 · 15/10/2025 15:03

DeanStockwelll · 15/10/2025 15:00

I certainly don't spend everyday.
Like pp I do a big shop on Saturday, cook from scratch 80% of the time, always take my own lunch & coffee into work.

There are occasional purchases during the week , yesterday I ordered a new coffee grinder because mine has given up but its rare that I spend during the week.
( annual bus pass covers travel cost )

Yeah I’m the same. I do my shopping on a Saturday, cook from scratch etc.

I would loathe buying lunch every day…

OP posts:
Nourishinghandcream · 15/10/2025 15:03

Can easily go a week without spending a single penny whereas other times may do a big shop and also do some on-line purchases.
At other times we may be out & spending everyday.

MagicLoop · 15/10/2025 15:09

I have some no spend days every week. I do bring my own lunch and tea/coffee to work, but I seem to be constantly buying things from Amazon (birthday presents, things for the house, repeat orders of vitamins/supplements, bulk packs of foods like Japanese rice (cheaper than in the supermarket) etc.

RandomUsernameHere · 15/10/2025 15:14

Often go days without spending too. I work from home, so that helps as I’m not constantly walking past coffee shops etc. I do one big weekly shop, so apart from that it’s usually only if I order something online.

Carnewb · 15/10/2025 15:23

I've tried to have no spend days, I'd got into the habit of calling at the shop most days for bits and pieces, when I didn't drive and it just sort of stuck even when I did.
However I recently couldn't drive for a short period of time and got a delivery, so stocked up on everything and have started to do one big shop now and just top ups, now I'm back on the road, I was all set for a no spend day Monday and then the hoover blew up so that went out the window (the no spend, not the hoover but it was close!) so I had to order another.
But I have saved money, because I think I was buying what I fancied, rather than planning and the extra bits here and there added up.

DeanStockwelll · 15/10/2025 15:37

I would say for anyone struggling to not spend everyday, go back to using cash.
Leave the bank card at home get rid of the apps on your phone and just take cash .
If you really can't go without cards and apps , take a small amount of cash and make sure you spend that first.
I find handing over real money has a much bigger impact on the way I think about money

Also every time you spend any money write it down straight away, at the end of each week go back through the list and be honest with yourself, how much did you actually need ?
It's scary how easy it is to fritter money away .

I started doing this about 3 years ago , now ( as I said up thread ) I very rarely spend during the week , it's become a easy habit to keep.

ArseInTheCoOpWindow · 15/10/2025 15:44

DeanStockwelll · 15/10/2025 15:37

I would say for anyone struggling to not spend everyday, go back to using cash.
Leave the bank card at home get rid of the apps on your phone and just take cash .
If you really can't go without cards and apps , take a small amount of cash and make sure you spend that first.
I find handing over real money has a much bigger impact on the way I think about money

Also every time you spend any money write it down straight away, at the end of each week go back through the list and be honest with yourself, how much did you actually need ?
It's scary how easy it is to fritter money away .

I started doing this about 3 years ago , now ( as I said up thread ) I very rarely spend during the week , it's become a easy habit to keep.

Edited

I never take cash. It makes me spend more. It just burns a hole in my pocket until it’s spent.

mamagogo1 · 15/10/2025 15:46

not everyday, if I haven’t bought food, petrol or gone out I won’t have spent anything. Today the only money spent was for work and I’ll get it back tomorrow. I think that daily spending is how many people get into debt, the “it’s only a little something” adds up over a month to hundreds often.

FurForksSake · 15/10/2025 19:35

I wish I didn’t spend everyday. Today it was £6 in Tesco express. Calpol, milk, jam tarts. I did order an advent calendar on Amazon but cancelled it.

I’m trying to be much, much more aware and to add things to a wish list and stay out of shops.

Zanatdy · 16/10/2025 07:09

I don’t really spend much day to day. I take my lunch to work, have a monthly train ticket and get my shopping delivered every Sunday, rare i’d need to pop into the shops. I am saving to buy a house next year so trying to limit spends.

Bjorkdidit · 16/10/2025 10:07

Varies. Frequency is less relevant than the amount.

If you're buying coffee and lunch every day, that can add up to a huge amount that explains where a lot of a person's disposable income goes.

But if you spend regularly on shopping around looking for supermarket offers and yellow stickers, you could save quite a lot of money compared with a single weekly shop from the most convenient supermarket.

FurForksSake · 16/10/2025 10:50

Today I’ve spent £27 on Ariel pods and then it will be £15 on karate later. Trying hard to be mindful and I’ve cancelled some Amazon purchases and that feels good. Oh and £5 onto my son’s lunch account for school, that should cover today and tomorrow. He’s had a small operation on his back so trying to make his life a little easier.

Forented · 16/10/2025 11:26

No, I don't spend money every day, not with the plan of having a no spend day, it just doesn't fit into the day's plan, eg we don't go into any shops. But Im a bit skeptical of the whole no-spend day approach because I will spend large chunks of money in one go eg on termly payments for expensive extracurriculars, or I will book several days out in advance while I'm planning ahead for the summer. Another parent might do a cheaper activity but pay in cash at each session. So not spending every day doesn't mean I spend less overall.

Goldfsh · 16/10/2025 11:29

I definitely do! But I buy dinner every day because I have a very small fridge - but mainly because it gets me out of the house!

Kimura · 16/10/2025 11:51

With lunch, train, coffees, drinks/snacks etc I do about 40-50 quid a day in central London. It just disappears 😭

34ransum · 16/10/2025 14:41

Very rare for me to have a NSD

I tend to do a little food shopping each day, rather than a big one a week

I like to get a coffee regularly

Amazon prime is my best friend for things like cleaning products, kids birthday presents (never ending stream of class parties), yarn...

And the days I do spend nothing DH usually comes home with an expensive bit of equipment for his hobby, or one of the DCs tells me they need money for such and such an activity 😑

Edited to add- even a year old DD gets charged £1-2 for the church groups we do a few times a week!