I bank with first direct and they won't offer an account to anyone under 18, so I have no idea.
Am thinking of paying her pocket money in by dd, so there will be a regular credit made (but not much )
She will need to access her cash, so will need a debit card but deffo no overdraft.
She probably won't need a chequebook either.
When I was younger banks used to offer all sorts of incentives to teenagers to bank with them, do any of them still do this?
tia