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Benefit rant- seems really unfair?

276 replies

Tralalalalaa24 · 09/10/2025 22:10

I know I will probably get a bashing for what I’m about to say. But for the record I’ve always worked full time until I had my children and then financially it made no sense to work full time and pay nursery fees to not see my child much so I dropped to part time hours and have remained part time as I’ve gone on to have 3 more children. I then became a single mum to those children and have no financial help whatsoever from the dad but have managed ok on my wages and UC top up. I’m now in the position of wanting to live with my partner but it means I will lose all my benefits due to his wages. He’s not a massive earner (around 40k) I get that’s what the system is but it seems really unfair that he will be held financially responsible for my children. He has two children of his own who he has 50% of the time and still pays child maintenance for. So ultimately it means we can’t afford to live together without it being a struggle which I don’t want for my kids, or for his. Not really sure what I’m after as there is no solution, we just won’t live together until I’m in a position where I go full time when my kids are a bit older. Just wondered if this is a common issue people have

OP posts:
user5972308467 · 10/10/2025 09:12

I agree its a questionable decision to have a large family unless you are very wealthy - kids get more expensive the older they get.
We are pretty fortunate financially, but stopped at two because it was always at the back of my mind how I or dh would cope if we were left to manage on our own for any reason. But I guess if you have the mentality that the state can finance and raise your kids, no need to worry!

Timeforabitofpeace · 10/10/2025 09:13

Retead the opening post people. It’s hardly genuine.

Catsknowbest · 10/10/2025 09:14

sashh · 10/10/2025 05:09

It has to be this way OP Benefits are a safety net, not a lifestyle choice.

At the moment I, as a tax payer, am paying for your benefit. I'm happy with that, you are a single parent who needs support.

But the children's father should be paying.

Even if child maintenance is paid it is disregarded for UC.

Timeforabitofpeace · 10/10/2025 09:14

It has been carefully worded to tick every potential froth point.

SpackelFrog · 10/10/2025 09:16

But you’d save money by not running two houses?

Catsknowbest · 10/10/2025 09:17

Lovethystupidneighbour · 10/10/2025 08:19

You think £40k is enough to support a family?

Also, fyi we are on a joint income of £70k and we get UC!

As a benefits specialist I'm sitting here scratching my head as to how you managed that.......

KitsyWitsy · 10/10/2025 09:18

Timeforabitofpeace · 10/10/2025 09:14

It has been carefully worded to tick every potential froth point.

Yeah, and I always fall for them! Half my 'I'm on' list is always deleted threads because they've been zapped!

thebear1 · 10/10/2025 09:20

But surely you don't get £40k in UC so household income still means better off. Feel like i am missing something here.

Starlight1984 · 10/10/2025 09:21

TheSpiritofDarkandLonelyWater · 10/10/2025 00:28

Same here. My boyfriend is on £35k and if he moved in with me I would lose my UC and he would have to support me. £35k is not a great pay to support 2 adults.
So we live apart but there are other reasons we would not live together anyway.,
I agree though it seems really unfair.

Surely though if he moved in with you it would all level out financially as you wouldn't be paying for two properties?

Kitte321 · 10/10/2025 09:22

I think this highlights two huge problems;

  • the sense of entitlement. People(like OP) now feel entitled to the benefits they receive. Instead of being a short term safety net and those in receipt working towards being financially independent, they are a long term choice. This must stop.
  • Absent fathers are simply not being compelled to support their children.I guess there isn’t much the state can do if these feckless males have no means by which to do that BUT those that do, should be forced to.
HelpMeGetThrough · 10/10/2025 09:24

Lovethystupidneighbour · 10/10/2025 08:19

You think £40k is enough to support a family?

Also, fyi we are on a joint income of £70k and we get UC!

That certainty seems like taking the piss to me.

MinnieCauldwell · 10/10/2025 09:24

Timeforabitofpeace · 10/10/2025 09:13

Retead the opening post people. It’s hardly genuine.

Yes, another tiresome fake post. Op is never coming back.

Wind them up and Wath them go.

MellowPinkDeer · 10/10/2025 09:28

Catsknowbest · 10/10/2025 09:17

As a benefits specialist I'm sitting here scratching my head as to how you managed that.......

There was another thread the other day where the poster said her husband was on £72k and she got UC …

Bjorkdidit · 10/10/2025 09:32

UC on £72k is certainly possible if they rent, pay childcare and possibly have someone with a disability in the household.

isthesolution · 10/10/2025 09:38

You need to go through the correct channels to get financial support for your children from their father.

I think you possibly have 4 children and if you partner has 2, if you did move in together that’s 6 children entering a blended family which is quite a lot under one roof. How old are the children? Maybe it would be better to wait until they are all a little older, you can work and things are less strained?

cadburyegg · 10/10/2025 09:39

I’m a single mum on 35k and get a small UC top up. If I moved a partner in who was on a reasonable wage of course I would expect to lose that. Why wouldn’t I? My hypothetical partner would have to contribute to the household just like he would if he lived on his own.

Benefits are not there to support every situation and choice.

I’ve just had a 4 month battle with the CMS which has yet again concluded that my ex husband doesn’t have to pay any maintenance for his children. We, as a society, need to be focusing more on the flaws of the CMS and the lack of expectation on non resident parents to financially support their children. Not talking about the supposed flaws of the welfare system which we are lucky to have.

oldFoolMe · 10/10/2025 09:40

Pricelessadvice · 10/10/2025 08:39

Does nobody ever think “if my partner left or died, how would I manage with all these children?” when deciding on having lots of kids?
I know it’s the man’s fault for leaving, but a bit of responsibility to begin with wouldn’t go amiss.
Theres lots of “it’s not OP’s fault that her partner left”, which I agree with, but OP should take some responsibility for the fact that she chose to have 4 children without thinking about how she might cope financially if she ever wound up on her own.

Does nobody ever think ahead?

Does anyone? Does anyone every factor in eny life events? Cancer? Disability?

We make the choice based on the facts we have now. No one knows what the future holds.

AhWeNoss · 10/10/2025 09:41

TheFairyCaravan · 10/10/2025 08:54

I’ve just done an Advanced Search because I wasn’t sure about this one as it appeared the OP has lit the torch paper and buggered off. Anyhow, it would appear she currently has 3 children and is pregnant with her 4th which puts a different perspective on things imo.

I think it’s madness to be adding another child into this scenario. You already had 3 whose father didn’t support them, and now you’re going to choose to live apart from the father of your baby because you don’t want to lose your benefits.

So sounds the OP is very much having more children with the intention of taxpayers funding her. Not quite the stable relationship that went wrong and she’s now in an unfortunate position claims that posters have clung on to.

oldFoolMe · 10/10/2025 09:43

MellowPinkDeer · 10/10/2025 09:28

There was another thread the other day where the poster said her husband was on £72k and she got UC …

It's because as a single person with children its not enough to survive. Its only a good wage if a couple is earning that

AnotherVice · 10/10/2025 09:44

I am in exactly the same situation OP. When I (we) decided to have four children I was married to a high earner and I went part time. Now we are divorced. He doesn’t pay me anything as custody is 50:50. I am working full time now but even so, as a paramedic I don’t earn nearly enough to support us without assistance. And if my partner moves in he is expected to take on financial responsibility for children that aren’t his. He earns similar in the NHS. I posted about this a while back and also got flamed. I understand it to an extent but in reality it means I cannot move on with my life while my ex can, because of the higher earning capacity I afforded him while married.

AhWeNoss · 10/10/2025 09:45

AnotherVice · 10/10/2025 09:44

I am in exactly the same situation OP. When I (we) decided to have four children I was married to a high earner and I went part time. Now we are divorced. He doesn’t pay me anything as custody is 50:50. I am working full time now but even so, as a paramedic I don’t earn nearly enough to support us without assistance. And if my partner moves in he is expected to take on financial responsibility for children that aren’t his. He earns similar in the NHS. I posted about this a while back and also got flamed. I understand it to an extent but in reality it means I cannot move on with my life while my ex can, because of the higher earning capacity I afforded him while married.

Presumably you didn’t go on to have more children you can’t afford with your new partner?

Pricelessadvice · 10/10/2025 09:52

oldFoolMe · 10/10/2025 09:40

Does anyone? Does anyone every factor in eny life events? Cancer? Disability?

We make the choice based on the facts we have now. No one knows what the future holds.

Of course you can’t predict that sort of stuff. But don’t bite off more than you might be able to chew if your situation changes. Surely that’s common sense?

RoachFish · 10/10/2025 10:01

CocoPlum · 10/10/2025 08:08

I understand what most people are saying on here but not your comment. Presumably the OP believed she was in a lasting relationship and could afford 4 children with their father, that relationship has broken down.
And your "chose to start a relationship with a man who can't afford to subsidise you", what on earth? So a single parent should only be dating/getting involved with men who can afford to financially take on her children??!

Having 4 kids is a huge luxury and people who choose to have a large family should be very comfortable financially and have a back-up should the shit hit the fan. It's completely irresponsible to create such a big family without the financial security already in place, especially if you are also reducing one parents income long-term.

Single parents can be in a relationship up with whoever they want but when you become one blended family the state shouldn't shoulder the financial burden of half of that family when there is enough joint income between the two parents. OP has the option of being in a relationship without blending families, but she doesn't want that and she also doesn't want to work enough to support herself and her kids so instead she wants the tax payers to make her dream of a big blended family possible.

indoorplantqueen · 10/10/2025 10:01

4 kids is a lot. I really think people shouldn’t have more kids than you can afford to fund on your own. I’m a higher rate tax payer. Why should I fund you to have 4 dc when I’ve only had 1. I only had one because I wanted to be able to provide a good standard of living for them and me.

TheFairyCaravan · 10/10/2025 10:04

She doesn’t have 4 kids, she has 3. She’s pregnant with her 4th. Are you coming back @Tralalalalaa24 to put everyone straight about why you chose to have another child when you can’t afford the 3 you already have?

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