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Original poster

HMRC income tax demand

31 replies

Lifestooshort71 · 30/09/2025 08:25

Hi, I'm retired and my state pension is over the tax allowance so I get a tax demand usually in August/September each year. I haven't had anything yet - is it usual for the letter to arrive some time randomly between now and January? I don't want to nudge them (and pull the tail of the tiger) but i do like to pay my bills sooner rather than later. TIA for any thoughts.

OP posts:
Original poster
Lifestooshort71 · 30/09/2025 20:25

Bjorkdidit · 30/09/2025 18:01

Use an online calculator to work out how much it will be roughly and stick the money in a savings account.

Pay it close to the last possible day and earn a bit of interest in the meantime.

Because the state pension is paid 4-weekly, one month I get an extra payment and I stick that away to cover various unpleasantnesses!

OP posts:
boredoflaundry · 01/10/2025 12:11

Lifestooshort71 · 30/09/2025 20:21

"If the State Pension is your only income
If you go over your Personal Allowance and you have tax to pay, HMRC will send you a Simple Assessment tax bill. This will tell you how much you owe and how to pay it"

This is how it works and how it has worked for the last 9 years.

Show quote history

I’m very aware that how it SHOULD work!

but I also know (because it’s my
job and I see it daily!) that HMRC don’t do what they say they will! & ultimately paying the right tax is the individual’s responsibility.

so wait if you want to. But also don’t be surprised if you get a penalty for not paying on time if they don’t tell you how much to pay.

Original poster
Lifestooshort71 · 03/10/2025 07:05

boredoflaundry · 01/10/2025 12:11

I’m very aware that how it SHOULD work!

but I also know (because it’s my
job and I see it daily!) that HMRC don’t do what they say they will! & ultimately paying the right tax is the individual’s responsibility.

so wait if you want to. But also don’t be surprised if you get a penalty for not paying on time if they don’t tell you how much to pay.

Show quote history

So this is a lie according to you?

6 April 2024 to 5 April 2025
Your tax has not yet been calculated
There is no need to contact HMRC about
this. You will receive a letter if you have paid too much or too little tax.

From the HMRC app

OP posts:
boredoflaundry · 03/10/2025 07:13

Lifestooshort71 · 03/10/2025 07:05

So this is a lie according to you?

6 April 2024 to 5 April 2025
Your tax has not yet been calculated
There is no need to contact HMRC about
this. You will receive a letter if you have paid too much or too little tax.

From the HMRC app

Show quote history

It’s not “a lie” it’s an admission they haven’t calculated it YET !

it is still the tax payers responsibility to pay the correct amount of tax by 31st January 2026 for the 24/25 tax year.

boredoflaundry · 03/10/2025 07:16

I’d also properly check and understand HMRC tax calculations … don’t assume they’re correct! Because sometimes they aren’t! They’re either missing information or incorrectly calculated.

Original poster
Lifestooshort71 · 03/10/2025 10:39

boredoflaundry · 03/10/2025 07:16

I’d also properly check and understand HMRC tax calculations … don’t assume they’re correct! Because sometimes they aren’t! They’re either missing information or incorrectly calculated.

It quite clearly says that I will get a letter to let me know how much (as I have done for the last 9 yrs). I have a pretty good idea a ballpark figure but don't see the point in paying it before I have to. Anyway, thanks for your interest

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