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Rachel Reeves Autumn Budget 2025

42 replies

lightand · 21/09/2025 19:04

Anyone care to guess what will be in it?

I wont hold it against anyone who gets it wrong!

OP posts:
lightand · 21/09/2025 21:28

No-one. Wow.

OP posts:
CoastalCalm · 21/09/2025 21:29

Pointless speculating really I just wait til it’s announced but I’m hoping for an increase in tax bands

funrunsunday · 21/09/2025 21:38

Not a guess but a wish.....more money to fund local services properly! It'll never happen!

Hyasinth · 21/09/2025 21:47

I guess that anyone who is not a net beneficiary of the state is going to end up paying more in tax to support those who are.

messybutfun · 22/09/2025 07:22

It will be the middle that will end up plugging this year’s £50 billion black hole ensuring that she is digging us an even bigger hole for next year.

HermioneWeasley · 22/09/2025 07:25

@CoastalCalm as in you’re hoping that the amounts at which higher tax rates are paid go up? I feel you’re going to be sadly disappointed, it’s going to be a tax raising budget all round. Labour have shown they are incapable of gripping public spending so they’re going to tax and spend as they always do.

Blackbookofsmiles1 · 22/09/2025 07:27

I’m worried about it, I’m hoping tax doesn’t go up for people on 20%. With bills going up by high amounts, we’re struggling as it is! Work needs to start paying properly!

MidnightPatrol · 22/09/2025 07:28

CoastalCalm · 21/09/2025 21:29

Pointless speculating really I just wait til it’s announced but I’m hoping for an increase in tax bands

Given they’ve already said these are frozen until 2028, I think this is unlikely unfortunately.

I think it will be another government that does this - albeit, wondering if they will ever catch up to where they ‘should’ be…!

Fearfulsaints · 22/09/2025 07:33

Since they said they won't increase taxes on working people or whatever phrase they used, I guess it will be more taxes on property, savings, pensions, investments, employers etc.

GonzoGonzo · 22/09/2025 07:35

Hyasinth · 21/09/2025 21:47

I guess that anyone who is not a net beneficiary of the state is going to end up paying more in tax to support those who are.

... That's a excellent prediction IMO

MustTryHarderAndHarder · 22/09/2025 07:36

All I know is that she will pile on more and more taxes on the private sector I.e. the people who actually pay for all the welfare spending so they will stop investing in the UK and go elsewhere.

But it's ok as most people in this country hate rich people so the fewer we have, the better.

twistyizzy · 22/09/2025 07:46

They should be looking at cutting spending before raising taxes but they won't.
If I don't manage my department budget properly I would be sacked. I can't keep going back to ask for more money constantly, I have to make spending cuts.
Yet Labour's attitude is keep spending, increase the debt + cost of servicing that debt and then tax the only people who actually contribute to the Treasury.
So they will come for anyone who has dared to have savings/is aspirational/employers etc in order to fund the ones who don't.

Rachel Reeves Autumn Budget 2025
Rachel Reeves Autumn Budget 2025
Rachel Reeves Autumn Budget 2025
Rachel Reeves Autumn Budget 2025
mnbvqwertyqwerty · 22/09/2025 13:45

Sin taxes up - smoking, vapes, alcohol.

Possibly petrol/road taxes up "to encourage a move away from carbon"

Property taxes up - a higher council tax band for houses worth more than, say £1m. Double/triple council tax for those with second homes that aren't rented out. Stamp duty up at the higher end, but possibly reduced at the lower end to encourage first time buyers.

A reduction in the amount that people can get tax relief on for pension contributions (from £60k to say £40k).

A reduction in the amount that people can put into ISAs from £20k pa to £10k pa.

National Insurance charged on some income streams that are current loopholes (e.g. limited liability partnerships, self-employed contractors, TRONC). More controversially would be if NI was charged on people working past state-pension age.

A quicker increase to the state pension age than what is currently expected.

Tightening of some benefit eligibility to reduce the numbers of people claiming.

"Efficiency savings" i.e. reducing workers in the public sector. Investing in AI so they can sack people.

Angryhag · 22/09/2025 13:53

More shit talk about black holes that haven’t been plugged. Some confusion about the lack of growth.

newsflash - you try to tax people unfairly and they will change their behaviour, move business abroad and emigrate.

we’re big time in the shit
and she isn’t the person to get us out of it

I expect to hear more of her little stealth tax schemes that apply to a small % of people, justified with “the majority won’t be affected” so it doesn’t matter about fuckign over whichever unlucky group of people she chooses that time.

ShesTheAlbatross · 22/09/2025 13:56

mnbvqwertyqwerty · 22/09/2025 13:45

Sin taxes up - smoking, vapes, alcohol.

Possibly petrol/road taxes up "to encourage a move away from carbon"

Property taxes up - a higher council tax band for houses worth more than, say £1m. Double/triple council tax for those with second homes that aren't rented out. Stamp duty up at the higher end, but possibly reduced at the lower end to encourage first time buyers.

A reduction in the amount that people can get tax relief on for pension contributions (from £60k to say £40k).

A reduction in the amount that people can put into ISAs from £20k pa to £10k pa.

National Insurance charged on some income streams that are current loopholes (e.g. limited liability partnerships, self-employed contractors, TRONC). More controversially would be if NI was charged on people working past state-pension age.

A quicker increase to the state pension age than what is currently expected.

Tightening of some benefit eligibility to reduce the numbers of people claiming.

"Efficiency savings" i.e. reducing workers in the public sector. Investing in AI so they can sack people.

Is this a prediction? Or what you would like to see?

mnbvqwertyqwerty · 22/09/2025 15:17

It's a prediction. OP's question was "Anyone care to guess?"

lightand · 22/09/2025 17:05

Yes, predictions.
Thank you.

OP posts:
lightand · 22/09/2025 17:06

Fearfulsaints · 22/09/2025 07:33

Since they said they won't increase taxes on working people or whatever phrase they used, I guess it will be more taxes on property, savings, pensions, investments, employers etc.

I think you could be right.

OP posts:
BorgQueen · 23/09/2025 15:48

Reductions to Cash ISA limits have been categorically ruled out, according to Martin Lewis.

I doubt they”ll touch Pension tax relief either, although it’s heavily skewed to high earners, the ability to use carry forward if you earn over £60k AND get 40% relief is hugely unfair to low earners.

LegoPicnic · 23/09/2025 15:57

I’d like to see NI charged on employment income at all ages, and that would surely be an easy win for the chancellor.

I think LISAs could be changed / stopped.

I’d also like to see child benefit income levels reduced back to where they were before Jeremy Hunt increased them, but I suspect they’ll try disabled benefits again in preference to that.

flatroof · 23/09/2025 20:12

Knowing my luck they'll reduce the pension tax free lump sum. Husband can get his in 2 years and we're hoping to use it to pay off the mortgage.

MyPinkTraybake · 23/09/2025 23:08

Surely there has to be something remotely positive in the budget too?

LegoPicnic · 23/09/2025 23:11

MyPinkTraybake · 23/09/2025 23:08

Surely there has to be something remotely positive in the budget too?

Don’t they normally spin that by freezing taxes on alcohol but only the type the politicians drink

Rainydayinlondon · 23/09/2025 23:46

mnbvqwertyqwerty · 22/09/2025 13:45

Sin taxes up - smoking, vapes, alcohol.

Possibly petrol/road taxes up "to encourage a move away from carbon"

Property taxes up - a higher council tax band for houses worth more than, say £1m. Double/triple council tax for those with second homes that aren't rented out. Stamp duty up at the higher end, but possibly reduced at the lower end to encourage first time buyers.

A reduction in the amount that people can get tax relief on for pension contributions (from £60k to say £40k).

A reduction in the amount that people can put into ISAs from £20k pa to £10k pa.

National Insurance charged on some income streams that are current loopholes (e.g. limited liability partnerships, self-employed contractors, TRONC). More controversially would be if NI was charged on people working past state-pension age.

A quicker increase to the state pension age than what is currently expected.

Tightening of some benefit eligibility to reduce the numbers of people claiming.

"Efficiency savings" i.e. reducing workers in the public sector. Investing in AI so they can sack people.

I fear you might be spot on....

RedRiverShore5 · 24/09/2025 06:53

Putting up income tax but lowering NI by the same amount, this gets round pensioners paying NI