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UC want all my money back…

577 replies

MapleHazelLatte · 19/09/2025 08:11

I applied for UC when I separated from DC’s father 3 years ago. I have since been living with my parents and he stayed in the house we bought together. I’ve been asking him to take my name of the mortgage to give me my share but he just has been dragging his heels about it. I applied for UC when we split up.

i then got a notification to say I was having a review phone call. Apparently someone had accused me of still being with DC’s father. I had to send all my bank statements for the last 3 years and fill out forms regarding the house. Originally I vaguely remember they did say they would disregard the house for 6 months then I heard no more.

a couple of months later I was told I had been overpaid but it was only slightly and a manageable amount to pay back.

I’ve not got another letter saying I shouldn’t have got UC since 2022 and they want ALL the money back other than the first 6 months. It’s “disallowed” I’ve worked this out to be around £30k. I have no idea what I’m going to do. Anyone else been in this situation ??

OP posts:
MissScarletInTheBallroom · 24/09/2025 10:17

AirborneElephant · 24/09/2025 09:08

If your dad is in a position to help you I’d strongly suggest using some of the money on a solicitor. You need a court order to force the sale of the house and, importantly, you need to receive your full share of cash from the sale whatever that is. If you legally own 50% you must get 50% of the proceeds after paying off the mortgage. You can’t agree with your ex to give him more, it will be seen as deprivation of assets and you will get into even more trouble.

Yes, @MapleHazelLatte, use the money for legal fees, not to pay back the Universal Credit.

Otherwise the house will still not be sold and you will still not be entitled to Universal Credit.

MissScarletInTheBallroom · 07/10/2025 15:16

How is it going, OP? Did you get some legal advice?

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