UC want all my money back…

[MapleHazelLatte]

I applied for UC when I separated from DC’s father 3 years ago. I have since been living with my parents and he stayed in the house we bought together. I’ve been asking him to take my name of the mortgage to give me my share but he just has been dragging his heels about it. I applied for UC when we split up.

i then got a notification to say I was having a review phone call. Apparently someone had accused me of still being with DC’s father. I had to send all my bank statements for the last 3 years and fill out forms regarding the house. Originally I vaguely remember they did say they would disregard the house for 6 months then I heard no more.

a couple of months later I was told I had been overpaid but it was only slightly and a manageable amount to pay back.

I’ve not got another letter saying I shouldn’t have got UC since 2022 and they want ALL the money back other than the first 6 months. It’s “disallowed” I’ve worked this out to be around £30k. I have no idea what I’m going to do. Anyone else been in this situation ??

Christ almighty, you should research the definition of capital and the rules surrounding it before you comment on such things and expose your ignorance.

Why don't you just go away. Like seriously. Don't comment on my posts. I don't need to be schooled by you - again, she posted for advice. Do you think your posts are helpful?

They’re clearly more helpful than your woefully misinformed posts.
The nerve of you instructing people not to post!

Woefully informed. Why don't you go and check the state of some other posts on this thread before trying to drag me. I didn't instruct people not to post. I asked YOU not to post to me. There's a difference. You're going on ignore

Well, no. It wasn’t actually my post you were addressing.
I won’t be going away whether you instruct me to or not, however.

You need a valuation on the property , your ex cannot dictate how much you get , only a judge can do that .your settlement could be a lot bigger on many fronts , firstly you need housing. , if you have the children living with you etc. No wonder you left , git sounds like he is a narcissist

Im not instructing you to do anything. I just won't be responding to you if you mention me again. Have a nice day

@MapleHazelLatte did you speak to CAB?

OP just with you saying about him wanting control...was it an abusive relationship? If so you will be entitled to legal aid if you get help from a woman's charity. Receiving UC automatically qualifies you for the income part of legal aid and a domestic abuse charity can give you help and then a letter to qualify for the merit part of the legal aid. Other than that...like others have said...get help from citizens advice, you are entitled to is it 30 mins free legal advice from a solicitor. UC do not make things clear at all and it is a minefield.

OP has the get up and go to claim benefits (she is not entitled to) but somehow plays stupid when it come to selling/claiming from a property she has a legal interest in. Plus making no attempt (she says) to make a legal claim for maintenance from her ex.

Could it be there is more to this that we are not privy to. What else dies DWP know.

Wow. Way to go. Ever been in a controlling relationship?

Perhaps the house sale money could be given to your mum to look after, you could say you repaid a debt you owed her.

You seriously think the DWP would not check such a statement? The OP's mother might not be willing to back her up in a lie; and if she did, she would risk being prosecuted for fraud alongside the OP

Yes, exhausting emotionally. What's that got to do with allegedly claiming benefits you are not entitled to in law?

Get a proper child maintenance claim set up asap and use that to start paying back what you owe.

You need legal advice. As long as you wasn't claiming for 2 property costs you shouldn't have to pay it all back. You just wouldn't have been entitled to the housing element part given that you had a mortgage. If you was claiming for housing costs somewhere else than unfortunately that's a problem. Sorry your in this situation, they can't take it all at once. I had a tax credit overpayment through no fault of my own and they let me pay it back over 6 years!!

What's that got to do with you speculating that there must be more to this

That's not correct. They've been claiming benefits when they have an asset

Two sides to every story

I have no advice regarding UC, but just wanted to mention that forcing a sale is rarely possible in 6 months. My DM had to force a sale from her abusive ex. It cost her 20K in fees and took 3 years! It is not a quick or cheap process.

No you’re not! It’ll take time to sort out and get re-paid, plus you won’t have it going forward, but it’s solveable. Your ex will have to either sell the house or buy you out of your 50% share. A lot / all of that money will go on paying UC back but you’re young and have a home with your parents and can rebuild savings over time. You can work your way up to a better role etc. It could be a lot worse and you’re not fucked.

Ignore the unhelpful and unpleasant posts and focus on what you can do towards sorting this out. You can do it!

You can’t rely on what your ex wants to happen - get legal advice and force the sale of the house.

If the OP had acted immediately (even with a 3:year delay) it would be resolved by now. Her sheer tardiness/laziness has exacerbated the issue. Life lesson there.

You're not being helpful at all. Just stop with the speculation

Basically.

There is a 6 month disregard

This can then be extended if the claimant is taking steps to dispose of the property

So it can be extended for a very long time

You clearly do not know what it's like trying to force a house sale with an abusive partner. It happened to a relative of mine a couple of years ago. Their partner refused to sell and refused to re mortgage
Take your judgement elsewhere