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Universal credit help please 🙏

3 replies

00000L · 17/09/2025 21:07

Just wondering if anyone can help, how much do they take for a non dependent when on universal credits ? I've read all different things, I have 2 adult children who live with me, one at 24 who is going to be changing jobs with a higher wage and a 20 year old who will be starting full time work, does it depend on there income on how much the reduction from uc will be it's all confusing.
Thank you

OP posts:
Bromptotoo · 17/09/2025 22:15

If you pay rent to a landlord then there will be a deduction from your Housing Costs Element (HCE) in Universal Credit for Non Dependants. The term for this is Non Dependant Deduction (NDP).

Unless PIP/DLA are in the mix for your household the elder one will create a NDP that reduces what UC will pay towards rent by c£93.00 per month.

Until they're 21 there's no NDP for DS2 so not an issue until they pass that milestone.

00000L · 17/09/2025 22:56

Bromptotoo · 17/09/2025 22:15

If you pay rent to a landlord then there will be a deduction from your Housing Costs Element (HCE) in Universal Credit for Non Dependants. The term for this is Non Dependant Deduction (NDP).

Unless PIP/DLA are in the mix for your household the elder one will create a NDP that reduces what UC will pay towards rent by c£93.00 per month.

Until they're 21 there's no NDP for DS2 so not an issue until they pass that milestone.

Edited

Thank you, I was reading all different things as some where saying deduction would be for non dependents over 18 and others said 21 so was confused 😕.
My eldest son is already working and uc deduction is £93.02 for him but I thought this would change as he's changing jobs going from a P/T position to a full time position, so will be earning more money, and the other one at 20 will also be full time, so do they not go by income?
If I read your message correctly if my uc is already been deducted at £93.02 for my son and my other is 20, then nothing will change in my uc? Also what proof do I need to send in for the change of circumstances. Thank you not very good at all this 😕

OP posts:
Bromptotoo · 18/09/2025 03:25

@00000L Unlike 'legacy' Housing Benefit UC has one single rate of deduction for non deps; £93.02/month. It no longer relates to the non deps earnings.

There are some exemptions, mostly around disability benefits like PIP, but also for those under 21.

If change of circs only relates to rise in income from PT to FT then it makes no difference to UC.

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