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Is this a good balance between money and motherhood?

8 replies

Cokefirst · 07/09/2025 08:15

I’m 29 and have 2 young children (under 2.5 years old). I will be putting them in nursery 2 days a week from January. I will be working self employed 2 days a week.

DH works full time so he has been covering the bills and expenses whilst I’ve been a SAHM for 2 years.

I will be able to save around £300 a month (alongside DH savings too) and contribute to my SIPP. I will also be giving myself nearly £400 a month spending on just treats/ clothes/ when I take the kids out alone and same for DH. He will be covering the majority of bills but I’ll help.

I could work a day more and obviously earn more but I’m really close to them and I don’t feel I’ll have it in me to leave them more than 2 days a week.

Does this seem like a feasible plan?

OP posts:
GreenAndWhiteStripes · 07/09/2025 08:17

I think that sounds like a great compromise. You can always start out with that and add an extra day of work if you want to or when they get a bit older.

Loveduppenguin · 07/09/2025 08:19

If it works for you that’s all that matters…

Chobby · 07/09/2025 08:22

It sounds fine if it works for you and your DH, but this sentence made me laugh… ‘but I’m really close to them and I don’t feel I’ll have it in me to leave them more than 2 days a week’

Most of us are really close to our kids 😂. Even those who work full time. People work what they need to work to pay their bills.

Cokefirst · 07/09/2025 08:24

Chobby · 07/09/2025 08:22

It sounds fine if it works for you and your DH, but this sentence made me laugh… ‘but I’m really close to them and I don’t feel I’ll have it in me to leave them more than 2 days a week’

Most of us are really close to our kids 😂. Even those who work full time. People work what they need to work to pay their bills.

Yeah of course every parent is close to their kids I worded it wrong apologies, I meant because I am lucky enough to choose my work days I really wouldn’t want to add another day on even if it made things abit tighter for us.

OP posts:
CreteBound · 07/09/2025 08:27

Hmmm. Doesn’t sound like your husband is doing his share of childcare if you’re the only one cutting hours. Could he do four days and you do three? You need to protect yourself long term not just enable his career

Loveduppenguin · 07/09/2025 08:27

Cokefirst · 07/09/2025 08:24

Yeah of course every parent is close to their kids I worded it wrong apologies, I meant because I am lucky enough to choose my work days I really wouldn’t want to add another day on even if it made things abit tighter for us.

Ok…then don’t…if you’re mind is made up then I don’t know why you’re asking to be honest

Cantabulous · 07/09/2025 08:31

I did very similar OP and it worked so well! I worked three consecutive days so had four consecutive days with the DC, which we really loved. Once the youngest went to school I worked freelance from home during school hours. XH and shared housework equally and we had an au pair for the long summer hols. I never missed a pension payment, even when XH started to wobble mentally and it eventually was all on me. my career was preserved and I managed fine.

Wethers121 · 07/09/2025 08:32

If it works for you and your family that’s great. I’ve always worked part time two days and love it. Had plenty of quality time with the DC while they were small.

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