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Tiny savings in my name/ getting a divorce.

63 replies

withlotsoflove · 28/08/2025 07:17

Hi there,
just wondering & will make proper investigations too… but l am planning to leave and divorce my husband soon. Husband is aware.

l have a few thousand in savings ( £5,000) to help me set up again. They are just in my name, l started saving from my wages. Do l have to give him half when we divorce?
Thank you.

OP posts:
Noelshighflyingturds · 30/08/2025 17:27

withlotsoflove · 28/08/2025 09:04

If l do this, won’t it seem like l have deprived him of it? Regardless if l am using it to start over? Thank you

So what if you are ? Its your saved £5,000 and you need it

AnotherVice · 30/08/2025 18:38

I was in a similar situation and over a period of months I purchased new bedding, towels, hoover, microwave, crockery, kettle, toaster, curtains, iron, ironing board, even a bed and sofa and had them delivered to a relative’s house ready for when I moved. I also bought over a £1000 worth of Tesco, Sainsbury’s and John Lewis gift cards. None of this was ever questioned. Good luck!

wellingtonsandwaffles · 30/08/2025 20:29

We did it all for about £700 with a solicitor as we agreed up front a straight split of the cash we had, and no division of pensions or anything else (we also had very little so little to fight over!) . We got the finance order as part of this though, mostly to protect future claims against inheritance. Then it was the couple hundred it cost online. If you have an EAP at work they can provide initial advice. I then did a few free calls with Solicitors to understand what it was I did and didn’t want, and what was involved in the process. There are online companies who will do it for cheaper, but i wanted a person to speak to to give confidence it was done properly.

withlotsoflove · 31/08/2025 07:22

Noelshighflyingturds · 30/08/2025 17:27

So what if you are ? Its your saved £5,000 and you need it

That’s true. He will keep all the contents of this home except for my personal effects. Thank you.

OP posts:
withlotsoflove · 31/08/2025 07:23

wellingtonsandwaffles · 30/08/2025 20:29

We did it all for about £700 with a solicitor as we agreed up front a straight split of the cash we had, and no division of pensions or anything else (we also had very little so little to fight over!) . We got the finance order as part of this though, mostly to protect future claims against inheritance. Then it was the couple hundred it cost online. If you have an EAP at work they can provide initial advice. I then did a few free calls with Solicitors to understand what it was I did and didn’t want, and what was involved in the process. There are online companies who will do it for cheaper, but i wanted a person to speak to to give confidence it was done properly.

That’s encouraging. Thank you for all those details , l will look at that!

OP posts:
withlotsoflove · 31/08/2025 07:24

AnotherVice · 30/08/2025 18:38

I was in a similar situation and over a period of months I purchased new bedding, towels, hoover, microwave, crockery, kettle, toaster, curtains, iron, ironing board, even a bed and sofa and had them delivered to a relative’s house ready for when I moved. I also bought over a £1000 worth of Tesco, Sainsbury’s and John Lewis gift cards. None of this was ever questioned. Good luck!

Goodness, well done! That’s helpful to know - thank you!

OP posts:
atlanta1 · 31/08/2025 07:35

It all comes down to if he wants to share it or not. You do have to declare everything, as does he, but it doesn’t mean you have to split it or have a solicitor unless one of you wants to. My divorce was a simple online one, we both agreed that neither of us was interested in costly solicitors or going after each other’s savings pension etc, so our only cost was the online fee. We had similar incomes and outgoings so agreed to just keep our own, as that felt the fairest. I get the need to split assets differently when one partner has had more opportunity to earn etc, but it doesn’t sound like that’s relevant here? As you don’t own a home that’s not an issue either. Lots of people divorce this way, especially in your situation. My advice would be to start with the ‘I want a divorce’ conversation and go from there.

atlanta1 · 31/08/2025 07:44

Sorry just read the other posts you’d responded to so in short, yes you can just do it online and including the financial bit with no other costs at all or using any companies/solicitors if you feel comfortable doing so, I did exactly that.

Lennonjingles · 31/08/2025 08:42

I know it goes against the grain of doing what’s right to some people, but I would take out say £200 cash each week and give to your sister for safekeeping and also buy supermarket gift cards. If anything is said you could say it’s for your DC.

themoonandtenbob · 31/08/2025 08:44

withlotsoflove · 28/08/2025 07:17

Hi there,
just wondering & will make proper investigations too… but l am planning to leave and divorce my husband soon. Husband is aware.

l have a few thousand in savings ( £5,000) to help me set up again. They are just in my name, l started saving from my wages. Do l have to give him half when we divorce?
Thank you.

Your solicitor will advise you on this when you file for divorce.

withlotsoflove · 01/09/2025 10:35

Lennonjingles · 31/08/2025 08:42

I know it goes against the grain of doing what’s right to some people, but I would take out say £200 cash each week and give to your sister for safekeeping and also buy supermarket gift cards. If anything is said you could say it’s for your DC.

Thank you for your help 🤍

OP posts:
withlotsoflove · 01/09/2025 10:36

atlanta1 · 31/08/2025 07:35

It all comes down to if he wants to share it or not. You do have to declare everything, as does he, but it doesn’t mean you have to split it or have a solicitor unless one of you wants to. My divorce was a simple online one, we both agreed that neither of us was interested in costly solicitors or going after each other’s savings pension etc, so our only cost was the online fee. We had similar incomes and outgoings so agreed to just keep our own, as that felt the fairest. I get the need to split assets differently when one partner has had more opportunity to earn etc, but it doesn’t sound like that’s relevant here? As you don’t own a home that’s not an issue either. Lots of people divorce this way, especially in your situation. My advice would be to start with the ‘I want a divorce’ conversation and go from there.

Edited

That’s so helpful thank you! Out of interest, how long did it take for it to be finalised? All the stages of paperwork?
thanks again 🤍

OP posts:
MissmyoldLab · 04/09/2025 08:22

As @LittleGreenDragons says you can do the divorce online for £600. Look at amicable online for the consent order. Yours will be really straightforward- £900. £1500 to get the lot sorted isn’t too bad. Interesting about gifting personal savings, certainly something to consider. Good luck OP onwards and upwards.

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