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Adding 17 year old to car insurance!

31 replies

Rumpumpum · 25/08/2025 11:48

How much is it going to cost? We have a small car but dreading how much it will increase it by! What is typical for a small car 1.2 L engine? How will I know I’m getting a good deal?

OP posts:
mintydoggyv · 30/08/2025 13:49

Iamthemoom · 25/08/2025 16:32

DD passed a few weeks ago and has her own policy on her own car with a black box. It cost £1200.

That's what we found as well after trying several insurance
Company's

RaddledOldSandal · 30/08/2025 13:57

Wasn’t so bad when she was learning, but as others say, it’s the first year after they have passed it got expensive. She’s now been driving 2 years so it’s a bit cheaper. We’re with LV. However they still won’t insure my DD on my Volvo estate until she’s 23! It does have a large engine size, but slightly frustrating as it’s the dog wagon so would be helpful if she could drive it.

We have a multi car policy. DH, DD and I all insured on Mini, with DD as main driver. Then my Volvo estate just DH and myself. Total cost for both £1250. DH also has electric lease car through work separately.

SoftLass · 30/08/2025 14:00

For 10 year old Fiesta it was £1500 for first DC then £1000 for second DC. Much cheaper for the second year of insurance so just have to get through the first year without accidents!

Shinyandnew1 · 30/08/2025 14:02

We just did Veygo, but not monthly-we just paid by the hour when we took DC out to practise-like a PAYG thing which was really cheap, maybe £4 here and there.

It's when they passed, it got expensive. Some places were charging £3000!

All we wanted to do was to add him to the little car DH drives to the station, but that seemed to be considered 'fronting'? I didn't think it was-it was still DH's car and he had it every day, but DS would have used it the odd evening or weekend! We couldn't do this (which was fine to do and what everyone did with their mum's car when I was a teenager?!) so had to get insurance in DS's name and have DH as a named driver which made no sense to me as DH had it 90% of the time!

We paid about £900 with a black box.

reversegear · 31/08/2025 00:52

TallulahBetty · 26/08/2025 15:54

This isn't fronting. Fronting is when you say the parents are the main drivers, when really it is the kid. If the OP's son is genuinely just someone who will sometimes drive the car, he can be 'just' a named driver.

Exactly that’s what I said, I’m not sure how insurance can prove who’s driving the car the most but I wanted to flag the terminology and let others be aware that what we used to do as a given is no longer considered ok.

ViciousCurrentBun · 31/08/2025 02:23

We didn’t add DS and said we would pay for lessons, plus we are not driving instructors. He had about 12-15 lessons and passed first time. I can’t remember the exact amount as it was 7 years ago.

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