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House repossession- retrieving belongings

12 replies

Lebar89 · 19/08/2025 14:32

Looking for anyone's experience of getting back their belongings after a reposession. My dad had his house repossessed last week and the locks have been changed. He is hoping to get his belongings next week. How much time will he likely be given? Will it be entirely supervised? He believes he will be able to move over 4 days, after a phone with the agency, but frustratingly he did not push for exact timings and how it would work. Would be great to hear anyone's experience of this.

OP posts:
Returnofjude · 19/08/2025 14:37

All this will be in the avalanche of documents that preceded the repossession.

It will depend entirely on the bank in question

DelphiniumBlue · 19/08/2025 14:42

Realistically, it's going to have to be one session: they can't give him back the keys, even temporarily, and the property can't be left unsecured, so someone from the lender will have to supervise, I would have thought.

Smleps · 19/08/2025 20:03

His landlord should give him time to collect all his things. Your dad will need to contact him and arrange collection. I think it is around 21 days, but better to have contact sooner. Good luck.

taxguru · 19/08/2025 20:10

Almost certainly he won't get "4 days" to gradually move his things. It'll be a single session so he'll need to arrange removals firm or man & van to do it in one go.

Returnofjude · 20/08/2025 06:35

Smleps · 19/08/2025 20:03

His landlord should give him time to collect all his things. Your dad will need to contact him and arrange collection. I think it is around 21 days, but better to have contact sooner. Good luck.

Edited

I think this is the father owning the property and it’s being repossessed by the bank

BetweenTwoFerns · 20/08/2025 06:52

Four days is unrealistic. I agree that this will be in the paperwork.

NewsdeskJC · 20/08/2025 06:57

Agree it has to be supervised so 4 days will not work. Realistically agree date and time and arrive with a suitable moving van and people.

Returnofjude · 20/08/2025 06:58

BetweenTwoFerns · 20/08/2025 06:52

Four days is unrealistic. I agree that this will be in the paperwork.

Exactly

of which there will be a mountain of.

Repossession takes months and months and involves extensive correspondence

Returnofjude · 20/08/2025 06:59

And 4 days is excessive anyway.

He will have known this was coming for a long time.

When we sell a property and complete… we don’t have 4 days to slowly transfer our items out do we

Lebar89 · 20/08/2025 08:56

Thanks all, he didnt even tell me until after he had left so it came as such a shock. He just left with a holdall, I've been so stressed about him collecting the rest of it. He's adamant however that they've said he can do it over a few days. He hasn't rang back though to check what the procedure will be. I know he's feeling overwhelmed but he's relying on people to drive him around and help transport stuff so he needs to know the exact details!

OP posts:
ScaryM0nster · 20/08/2025 09:02

‘Can you show me so we’re sure?’

‘We need ti confirm arrangements for getting access’

May Be helpful phrases. Phoning while you’re with him may be the way to go. They won’t talk to you without his permission but will
talk to the two of you on speaker.

AmandaHoldensLips · 20/08/2025 09:11

Sounds like he's in complete denial and still sticking his head in the sand.

He will be given a very short window time-slot to retrieve his belongings so will need a removals company ready to go in, pack and load everything up.

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