Question about housing universal credit

[DorisPPL]

Hi I'm a bit confused over my universal credit and hope someone can help explain.

In my payments, my rent is 775 per month.

It gives me £485 towards the rent.
But then it deducts -290.00 and says "we cannot pay more than the local housing allowance rate."

This doesn't make sense.
My local housing rate from the council is £111 per week for a 1 bedroom. My husband and I have a 3 bedroom but I get pip so we shouldn't be penalised for the extra bedrooms. Is that what the -290 is? It's a strange number that I don't understand.
£485-£290 = £195. That can't be right?

I don't understand why they are deducting the £290, it doesn't make any sense why they are doing this.

Can anyone help me understand this?
Cheers

You'd only get an extra bedroom exemption if you have a carer who needs to stay overnight and who isn't a family member.
Currently it looks like you have 2 extra bedrooms (assuming no children) which would be 25% deduction if social housing or whatever your LHA rate is if private rented.

If your LHA is 111 p/w (485 per month) then the 290 is being deducted from the 775.

Do you actually get a 195 figure anywhere on your statement?

775 - 290 = 485, the local housing allowance rate. It should say that is how much they are paying towards rent. They are not deducting the 290 from the 485, or at least shouldn't be! Can you redact any personal info and add your statement?

If you tell us which city you live in we can cross check the LHA rate but that's the most UC can pay.

For a couple you'd normally get the one bed rate. There are a couple of exceptions for (a) people who need a carer overnight and (b) for couples where health conditions mean you cannot share a room. To qualify you need PIP DL or, if still on DLA the middle rate for care.

Have you approached the Council for a Discretionary Housing Payment.