Child benefit help

[Toxictownie]

Hello.

I cannot find a straight answer on whether I will be eligible for CB because I don’t know if the calculations are based on pre/post tax / include deductions for pensions or not etc so if anyone knows the system can they advise if I should apply when my first child is born?

I earn just slightly over £50,000 as a teacher, I also make about £3,000 as an exam marker each year (these are both before deductions)

my partner earns approx also £50,000 but also earns commission based on how well his company is doing - this varies but lets say it’s about £10k a year (again before any deductions)

thanknyou in advance

It’s post tax and pension etc. you’ll be fine at 53

Thanks for the reply! good to know

No it’s not post tax. It’s based on your adjusted net income which is your total taxable income after any relief for pension, charitable donations etc

It is the first thing it says it on the gov CB calculator website 👀....

It's your taxable income, minus any tax relief essentially. It is also DPs, if you live together (but individual to your adjust net income). There is a worked example here in relation to CB https://www.gov.uk/guidance/adjusted-net-income#what-adjusted-net-income-is

See here for the CB calculator, https://www.gov.uk/child-benefit-tax-calculator where it says:

*You may be affected by the tax charge if your ‘adjusted net income’ is:

over £60,000 for the tax year 2024 to 2025 and 2025 to 2026
over £50,000 for tax years 2012 to 2013 up to tax year 2023 to 2024

Adjusted net income includes taxable benefits you get from your job, like a company car or medical insurance.*

See also:
https://www.gov.uk/child-benefit-tax-charge

They don't start to remove it until you earn more than £60k after pension deductions so unless your DP has a big benefit in kind liability then you'll get all of it.

There's a calculator on the HMRC website that will give you the answer.