Best way to sort finances before applying for mortgage please

[babybelsandbarbells]

Hi!
Me and my husband are looking to buy our first house, he had some debt recently, no CCJ or anything, just credit card and an old phone bill, all paid off.

We still have the 2k of a credit card to pay off, available balance is high if that makes a difference. and we have a 3k of a loan left to pay off, we can pay one of them off in full now, which one would be more beneficial to pay off in terms of mortgage applications please?

Hello! I’d pay off the one with the highest interest rate! Also check about your loan as some won’t let you repay it early.

Neither. Unless your want to stretch your mortgage affordability to the limit? I cant see 5k of debt impacting affordability much.
Otherwise keep them and use the money for legal fees.