Think I'm right

[Saskia22]

Hi,
Long story short, I'm an only child in my 50s. I have a partner and been together 9 years. I was gifted a sum of money. I have used said money to buy a small home, in need of a full makeover. I purchased at auction and was fortunate to get it. My partner assumes he will be joint owner. He hasn't viewed it- he was working. I've read all the legal docs, instructed solicitors all with a mental health condition.My first husband left me for a colleague and because we didn't have any children I lost my first home. Been in rental hell for 20 years. All partner keeps going on about is he wants to see it and is upset he hasn't been able to. My mum and dear old dad worked so hard to provide me with my own security, to what? Hand over 50 percent share on it? Am I missing something?

He wants to get his hands on your asset.
Do not do this.

I would draw up an agreement with a solicitor so that if you split you keep the property. 100% do this, is there a reason you havent married if its ok to ask?

If your partner was so desperate to have a property why didnt he put money towards it and help you with the buying process? If he didnt have capital he could have put money towards towards a deposit and you have a joint mortgage, now he suddenly wants half a house he hasn't contributed towards?

Im in late 40s long term single with my own house and no mortgage and on the unlikely chance I meet anyone I would do this.

Did you explain to your partner before you bought it that this was what you planned to do with the money and the reason why you wanted that security for you?

If he wants to put 50% into the purchase price and renovation costs then he could own 50%

of not then why would you put his name on anything? He’s selfish and greedy to expect that.

Nope. You bought it, you’re not married (don’t get married either), it’s yours.

Have you been living together for 9 years?

It’s 100% yours and you need to shut down any comments from him that it isn’t. Will you live together in it?

Absolutely 💯 OP do not agree to give him half. Why would you!? You lost one home. He can get his own security if need be but this has to be yours. Don’t get married either for same reason.

Why does he think that’s going to happen?

Do you live together? Whether he owns it or not, I’d expect to be part of the decision process and at least see where I was going to live.

What's that got to do with anything?
OP, you're right. Don't give him anything, and don't marry him.

Thank you for your reply. I like the idea of drawing up an agreement. We are both happy and im fully protected should we ever split.

Yes been living together for 9 years

Well it’s natural to get excited about moving into a new home.

Are you expecting him to pay towards the renovation. If he's just going to splitting the bills excluding mortgage and maybe £100-£200 on top to reflect the fact he's not having to pay rent, then it should 100% be yours. If you're going to expect him to invest alot of time and money on the renovation, then I think he should expect a cut in the event of a break up, but not necessarily 50% of the house. You should speak to him about expectations around what he is going to be contributing and then get a cohabitation agreement that is fair

If he hasn't put any money into purchasing the house he definitely doesn't get to be on the deed.

Not a cat in hell’s chance I would put him on the deeds, marry or do anything else that compromised my security.

Are you intending that you both move j to it though? I can see he might want some input into influencing location etc.

And do you need him to help with the refurb project?

If he is moving in with you he will be saving on rental costs.

Talk to a solicitor about a cohabitation agreement or the best way to protect your property.

Do you have Dc? What about your Will? Who would you want to leave your house to?

If your Dc or other family member would you want him to be able to continue livjng in the house, at least for a period of time? You can set that up, even if you leave the house to someone else.

This is yours. Keep it in your name only. Make sure dp pays his way with you. You’ll soon see his truest colours, good or bad. But it’s yours. Congratulations by the way.