Hi,
My brother and I both have joint POA for mum - she has dementia and is very reliant on us. Brother lives with mum following his marriage breakdown. Now I will add, he is a good guy and having him live with mum has been a massive help. I imagine he will remain there now for as long she is alive.
So the issue is that I have discovered that he has borrowed £1000 from mum's account and has been paying this back at £100 per month. I am sure that this isn't allowed under the POA regulations? I have confronted him and he was very embarrassed. He explained that he was in a bit of a mess and throught it would be ok as mum would have agreed - this is true, she would have agreed but that isn't the point is it.
Mum has quite a lot of money in her savings accounts and thankfully there doesn't seem to be anything else missing. He also has a credit card in mum's name ,however this was taken out before mum's dementia and I was already aware of this. He does pay the bill each month so I am not so concerned about that as it doesn't impact her.
I don't want to ruin my relationship with him but this cant happen again can it?