long story short my DP has gone bankrupt and the bankruptcy administrators took his share of our property. He is still on the mortgage. I will be paying his share of the property off to bankruptcy administrators. I will not need xtra borrowing for this as the equity is small. Our mortgage is up for renewal and the mortgage advisor said to just continue with existing lender as there aren’t any lenders with better rates out there anywhere and it’s better to keep two people on the mortgage. Since it’s our existing lender, advisor says they won’t be running any checks. I could secure mortgage by myself. I am also happy for DP to stay on the mortgage. His worry is that if he stays on the mortgage then bankruptcy administrators will claim larger share given he continues to be paying the mortgage as he is on it. Is this relevant, is it something they will look at? We don’t want to unnecessary complicate things by removing him but equally don’t want to lose more in the process.