Do I need to renew my car insurance the day it lapses even if I know I can't drive for another two weeks?

[frogs]

The car is on the road (with parking permit), I am off the road (with a broken leg).

Car insurance lapses tomorrow. Do I need to renew now, or could I wait a couple of weeks until I'm in a position to drive again, thus saving all of two weeks' worth of insurance costs?

No-one else drives the car apart from me. I have full insurance, rather than just 3rd party.

Thanks!

What would happen if it got nicked ??

I would personally, but that's just because if it was me then the law of sod would guarantee that the handbrake would go and it'd roll into another car or that someone would steal it during those two weeks.

Hummmm. I did this once as we went on a 3 week holiday to the states.. but it was kept in our garage.

Assuming its taxed then I would have thought thats the only legal requirement you need to leave it on a public highway, BUT what if it got knicked or damaged ? you might find problems then.

Poor you with a broken leg !

On road = must be insured ... and sod's law something would happen during those 2 weeks

if its on the road it has to be insured whether it is being driven or not

If it's on the road it needs to be insured. What if it gets damaged in a hit and run? Or what if it rolls into another car and they need to claim off you? (Mine rolled across a car park once).

Thanks guys, I thought as much. Will get on the phone to insurers now.

Jura -- left leg won't be back to normal for a while, but car is an automatic, so only need right leg to drive it!

its exactly the same as having a tv

it has to have a licence whether you switch it on or not

Great! Now would you all like to share your thoughts on pressies with me?

under the road traffic act it's an offence for a car (being driven or not) to be on the public road without insurance. When it comes to who is insured - it's always the car but a persons insurance policy may have an extension that allows the policyholder to drive another car as long as they still have the car they hold the policy on, the other is car is not hired and that the car doesn't belong to them - ie you can't have 1 policy and use the driving other cars extension to enable you to have and drive another acr of your own

frogs, did you break both your legs?

HOW?????

No no, just the one (and that was plenty!). Car is an automatic, so I can drive.

Oh phew - I misread your post at 12.24 yesterday, could you tell?

Hope L leg mends properly soon (and R leg continues unbroken!)