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Very very financially challenged, nothing to pay for the extra pension thing, is this right?

3 replies

ThisIsMyYearToFindMyself · 04/04/2025 17:47

This is what my screenshot says……

“Your voluntary contribution options
You have 0 options to choose from.
The information on this page is based on you continuing to contribute National Insurance until ((birth month and year, 2030 something)). Your options and the information on this page may change in the future.

Your current State Pension forecast is £221.20 a week.
You do not have any payable gaps in your National Insurance record that will increase your State Pension.“

———————————————————————————————

So it’s fine, I’ve already paid whatever I need to pay and I’m already at the maximum, that’s right isn’t it?

I’ve had a very difficult year and at this point I honestly need to be not left in charge of a biro pen.

OP posts:
babblingbumblingbandofbaboons · 04/04/2025 17:54

If you’ve input your data and this is what it’s telling you then yes, you have no years to pay. This is because either a) you’ve had full contributions at all times or b)you’ve had incomplete year(s) but given your age and intention to continue working you will reach maximum contributions without having to fill in gaps

titchy · 04/04/2025 18:02

Yes. You’re on target for the maximum state pension as long as you continue to pay NI till 2030-whatever it says.

ThisIsMyYearToFindMyself · 04/04/2025 18:07

@titchy @babblingbumblingbandofbaboons Thankyou very much for your clear answers!

OP posts:
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