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Any solicitors or financial advisors?

3 replies

BlueBritish · 29/03/2025 21:30

bit of background Info:
my partner and I are splitting up, we have a daughter (4yo) we have a house together (both on the mortgage), when we got the house we signed for 60/40 40% to me if we ever split. I earn about 24k he’s roughly on 66k. I was just wondering if I would be able to get a mortgage myself and If I would also be able to claim the relevant benefits too? Would I still get help towards my mortgage? And what percentage off council tax is it?

could really do with a little bit of advice to get me through this

OP posts:
DenholmElliot11 · 30/03/2025 06:32

The best and first thing to do is go see a mortgage adviser to see how much you can borrow.

When you know how much money you have available, you can plan and move forward.

Mooselooseinmyhoose · 30/03/2025 06:36

How much equity is in the house and how much would your 40 percent amount to?

You can claim benefits but you won't get housing benefit for a mortgage, only for renting.

MikeRafone · 30/03/2025 06:39

people do buy shared equity house, through council and Housing associations

this means you have a smaller mortgage but also rent to pay - I believe benefits will contribute towards the rent part but not the mortgage

council tax as a solo adult over 18 means you can get 25% discount as the only adult living in the property

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