Shared ownership mortgage - looking for financial advice

[GraceUnderPresure]

I have a shared ownership property and want to get a joint mortgage to buy a house with my son for him to live in but have been told I can't get a second mortgage while I have one on shared ownership.
Where can I go for financial advice on how to resolve this? I'm thinking an unsecured loan to pay the balance of the mortgage (£25k) would be the solution but don't want to jump in without advice.
Thanks

Please speak to a mortgage broker if you haven't already ss they can best advise you. You may be able to help him buy it on a joint borrower sole proprietor basis meaning you will go on the mortgage with him to help the borrowing but will not be going on the title deeds to his property. This will be subject to meeting affordability.

Just to add that you can't own a second property if you own a shared ownership property so by going on the mortgage and not on the deeds should get round that. Also it means you won't have a stamp duty surcharge to pay. But as I've said please speak to a broker

You need to speak to a specialist broker who understands shared ownership. You can’t own a second property while you have a shared ownership property and some lenders aren’t keen on providing a mortgage to someone who isn’t then on the deeds of the property being purchased ( creates difficulties with security for the loan etc. )

There are a growing number of lenders that do the type of mortgage I mentioned. As long as OP gets independent legal advice - I.e. to understand that she won't have any right to the property as she is not on the deeds but will be liable for the mortgage. This is in effect a guarantor type mortgage.