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Original poster

Benefit question (confusing)

31 replies

Rachaelc1981 · 13/02/2025 01:48

Hi, I’m hoping someone could possibly know the question to my question. A bit confusing so bare with me…..
ok so my husband and I are pretty much on the verge of separating 😢 he owns our house and is mortgage free. He. Is wanting to sell the house but says I won’t be able to claim any money for our 3 children until he sells the house as they will ask questions as in do I own a property, does your husband own a property etc. is this the case? I don’t want anything from him as in half the house etc, he needs all the money from the sale of the house to buy a more suitable house for him and his adult daughter. If anyone could advise that would be very much appreciated x

OP posts:
Bromptotoo · 13/02/2025 15:26

@YouveGotAFastCar said CAB are not the most clued up about UC, unfortunately.

Not so confident about generalist advisors but Help to Claim folks are pretty clued up.

YourWinter · 13/02/2025 19:11

Your husband has an adult daughter as well as three younger chikdren with you, did he have a straightforward split with her mother or has that experience emboldened him to tell you how things are to be worked out between you?

pinkdelight · 13/02/2025 22:59

You own half the house and can't just shrug it off and get the state to fund you instead. Do it properly and get your half in the divorce. How he houses himself and his adult DC is not your concern. Your concern is yourself and your own DC. They are yours to provide for first and foremost (and his of course but that's not yours to control) so it's irresponsible and wrong of you to just say you don't want what's rightfully theirs and yours and expect other people to fund you instead. Sorry if that sounds blunt but it seems you've got a skewed idea of how it works.

redfishcat · 14/02/2025 08:12

I am not sure about this, but I do know if you refuse an inheritance the benefits people still treat you as if you have accepted it, so no benefits at all . Except child benefit which isn't means tested.

As far as the benefits people are concerned, you own half a house and half your husbands pension, so have plenty to support yourself. You won't get any UC.

Please check this with people who actually know, so CAB or your benefits office, but don't be daft and give away your security.

And you have worked for the half house and half pension, you were raising your joint kids

Bromptotoo · 14/02/2025 08:48

pinkdelight · 13/02/2025 22:59

You own half the house and can't just shrug it off and get the state to fund you instead. Do it properly and get your half in the divorce. How he houses himself and his adult DC is not your concern. Your concern is yourself and your own DC. They are yours to provide for first and foremost (and his of course but that's not yours to control) so it's irresponsible and wrong of you to just say you don't want what's rightfully theirs and yours and expect other people to fund you instead. Sorry if that sounds blunt but it seems you've got a skewed idea of how it works.

The skew, with respect, is on your side.

She doesn't own half a house. The legal interest is wholly with the husband.

She may have a beneficial interest depending on the circumstances but to assume that's 50% without knowing more than we do is risky. If she starts proceedings for divorce including asserting a share of the home then she might get some of it.

If she chooses to do nothing then DWP will not (cannot) assume there to be notional capital.

Boomer55 · 14/02/2025 16:59

Get proper legal advice😊

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